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Processors/ Manufacturers

Enjoy a wide range of services for your commodity business, from bill discounting to cash management services.

Tap into HDFC Bank’s extensive countrywide network and experience in financing to fund your business, whether in the form of export credit or bill collections.

Cash Credit

  • Commodity Pledge loan and Cash Credit / Overdraft facilities are provided to established traders in the commodity market (mandis) to meet their working capital needs.
  • Cash Credit / Overdraft facilities are provided on assessing working capital requirements. Borrower needs to provide three -year financial statements to the bank for assessing the requirement.

Structured Credit Products

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  • Pledge your commodities as collateral for a loan
  • Enjoy transaction-based borrowing
  • Get the additional benefit of balance sheet-based lending

Bill Discounting

  • Additionally benefit from our dedicated trade finance set-up
  • nationwide network of branches and correspondent banks
  • Avail quick processing and easy disbursals

Export Credit

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  • Customized packing /post shipment credit in rupee terms or foreign currency, tailor-made to match the clients' profile.
  • Pre-shipment Credit is offered to an exporter by way of packing credit to enable him to finance purchase/import of raw materials, processing and packing of the goods meant for exports.
  • Post-shipment Credit is offered to an exporter to finance export sales receivables after the date of shipment of goods till the date of realisation of export proceeds.

Letters Of Credit

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  • Get access to imported raw materials and goods with HDFC Bank’s import financing through letters of credit
  • Ensure your business trades across the world with our letters of credit which are accepted globally
  • supported by a strong trade finance set-up.

Guarantees

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  • Secure your tenders, contracts and business agreements
  • Get various types of guarantees from HDFC Bank
  • Guarantees cover performance, financials, bid bond, tenders, customs etc.

Collection Of Documents

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  • Better turnaround time through timely processing of your documents
  • Faster payments: Constant follow ups with our correspondent banks ensures timely recovery of funds from your buyers as well as timely payments to your suppliers
  • Lower cost

Warehouse Receipt Financing

Get easy credit for your export business
  • Receive funds in just a few hours when you pledge your stock in approved warehouses as collateral.
  • Whether you are a farmer or small trade
  • Enjoy short term loans against a specific percentage value of your stock

Cash Management Services

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  • Optimise the use of your business’s cash resources
  • Eliminate idle cash balances and minimise risks with our end-to-end cash management services
  • Get timely deposits of your collections and improve cash flows.

Current Accounts

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  • Enjoy a wide range of facilities on your current account, especially designed for commodity traders.
  • Manage business better with our multi-city and multi-facility accounts, among others
  • Get free fund transfers from HDFC branch locations, across India