Accelerated Personal Accidental Death

Accelerated Personal Accidental Death

Personal Accident Death Cover by Air / Road/Rail - Base Sum assured Rs. 5,00,000


In addition, the customer is also eligible for an accelerated insurance cover of uptoRs. 5 lakhs, basis his/her transactions using the Debit Card at merchant outlets or online.Please note,claims under Personal Accidental Death Insurance to be accepted and processed, the Cardholder should have carried out at least 1 transaction using your Debit Card.


Spends in One YearInsurance Benefit
Spend on POS/Online or SI on DC registration in last 30 daysBase CoverAccelerated CoverTotal Cover
Less than 50KRs. 5 Lakhs-Rs. 5 lakhs
50 K - 1 LakhsRs. 5 lakhsRs. 1 lakhsRs. 6 lakhs
1 - 1.5 LakhsRs. 5 lakhsRs. 2 lakhsRs. 7 lakhs
1.5 - 2 LakhsRs. 5 lakhsRs. 3 lakhsRs. 8 lakhs
2 - 2.5 LakhsRs. 5 lakhsRs. 4 lakhsRs. 9 lakhs
2.5 - 3 LakhsRs. 5 lakhsRs. 5 lakhsRs. 10 lakhs
3 - 3.5 LakhsRs. 5 lakhsRs. 6 lakhsRs. 11 lakhs
3.5 - 4 LakhsRs. 5 lakhsRs. 7 lakhsRs. 12 lakhs
4 - 4.5 LakhsRs. 5 lakhsRs. 8 lakhsRs. 13 lakhs
4.5 - 5 LakhsRs. 5 lakhsRs. 9 lakhsRs. 14 lakhs
5 - 5.5 LakhsRs. 5 lakhsRs. 10 lakhsRs. 15 lakhs
5.5 - 6 LakhsRs. 5 lakhsRs. 11 lakhsRs. 16 lakhs
6 - 6.5 LakhsRs. 5 lakhsRs. 12 lakhsRs. 17 lakhs
6.5 - 7 LakhsRs. 5 lakhsRs. 13 lakhsRs. 18 lakhs
7 - 7.5 LakhsRs. 5 lakhsRs. 14 lakhsRs. 19 lakhs
7.5 - 8 LakhsRs. 5 lakhsRs. 15 lakhsRs. 20 lakhs
8 - 8.5 LakhsRs. 5 lakhsRs. 16 lakhsRs. 21 lakhs
8.5 - 9 LakhsRs. 5 lakhsRs. 17 lakhsRs. 22 lakhs
9 - 9.5 LakhsRs. 5 lakhsRs. 18 lakhsRs. 23 lakhs
9.5 - 10 LakhsRs. 5 lakhsRs. 19 lakhsRs. 24 lakhs
10 Lakh & aboveRs. 5 lakhsRs. 20 lakhsRs. 25 lakhs


Important:


In order to claim the Personal Accident Death Cover, the claimant (nominee of the customer’s account / legal heir) should submit the below mentioned documents within 1 month of Cardholder’s death, at any nearest HDFC Bank branch.

  • Claim form/ Request letter from the nominee of the account/ legal heir
  • Death summary from the hospital. (if card holder admitted to hospital)
  • Postmortem Report
  • Death Certificate issued by municipal authorities.
  • Final police inspection report.
  • Bank Statement, 1 year prior to date of loss (1 year in case of platinum & 6 months in case of gold cards)
  • Nominee details of the cardholder
  • Indemnity Bond on the stamp paper.
  • Relationship proof of nominee with the cardholder.
  • KYC documents for card holder and nominee both(Photo ID & address proof)
  • NEFT details of the nominee.


The branch would guide further on the process to be followed.


*Terms & Conditions as per Cardholder’s agreement applicable