Joining Benefits:

  • First swipe Bonus of 500 InterMiles on your Debit Card within 90 days from the date of issue of the card subject to payment of fees.
  • Flat 7.5% off up to a max discount worth INR 250 on flights booked via www.intermiles.com

  • Flat 10% off up to a max discount worth INR 500 on hotels booked via interbook.intermiles.com

Renewal Benefits:

  • Renewal Bonus of 500 InterMiles every year subject to payment of annual fees.

  • Flat 10% off worth up to a max discount worth INR 500 on hotels booked via interbook.intermiles.com

Ongoing Benefits:

  • Complimentary InterMiles Red Tier membership

  • Discount on Etihad Airways Economy class ticket bookings made through InterMiles.com*

  • 2.5 X Accelerated earnings for Etihad Flight bookings made on InterMiles.com*

  • 2X Accelerated earnings for all Flight bookings made on InterMiles.com

InterMiles Programme:

  • 5 InterMiles on every Rs. 150 spent on Ethihad flights booked on InterMiles website/App

  • 4 InterMiles on every Rs. 150 spent on International spends, domestic flights or hotels booked via www.intermiles.com or interbook.intermiles.com

  • 2 InterMiles on every Rs. 150 spent on all domestic hotel, air, travel, utility, apparels and restaurants on using InterMiles Debit Card

  • 1 InterMiles on every Rs. 150 spent on all domestic shopping and online merchants for rest of the categories (except Jewellery, Business Services and Fuel)

Bonus InterMiles

  • 500 bonus InterMiles on accumulating 500 InterMiles through retails spends. Maximum spends threshold bonus that the member can earn in a particular calendar year will be 1500 Miles

  • *Note: Only retail purchases qualify for InterMiles. Transaction amounts less than Rs. 150 will not accrue any InterMiles.

Insurance Cover of upto Rs. 25 lacs

  • Accelerated Personal Accidental Death Cover of upto Rs. 25 lacs

    • You are entitled to a Base Personal Accident Death Cover by Air/Road/Rail for a sum assured of Rs. 5 lakh.

    • Additionally, you are also eligible for an Accelerated Personal Accident Death Cover up to a maximum of Rs. 20 lakh, subject to minimum transactions at merchant locations / onlineClick Here to know more.
      Effective 1st July 2014, all Debit Card holders are required to use their Debit Card at retail OR on-line stores at least once every 30 days to keep the free Personal Death Insurance cover on their Debit Card active.

    • Now get additional International Air Coverage of flat Rs.1 Crore on purchase of air ticket using your Debit CardClick here to Know More.

Zero Liability

You will not have any liability to any fraudulent Point of Sale transactions on the Debit Card, which take place upto 90 days prior to reporting the card loss. Click here for more details.

Fire & Burglary Protection of Rs. 200,000

You are insured for the items purchased using Debit Card (upto 90 days) - Sum assured Rs. 200,000. Click here for more details.

Checked Baggage Insurance Sum of Rs. 2 lakh

Applies if the insured is travelling on tour and / or on holidays to locations outside India, to the intrinsic value of the accompanied personal baggage belonging to the card holder, so lost because of fire, theft, burglary and accident of travelling vehicle.Click here for more details.

Fuel Surcharge Reversal

Effective 1st January 2018, Fuel Surcharge would not be applicable for the transactions done on HDFC Bank swipe machines.

Airport Lounge Access Offer

This Debit card gets you complimentary lounge access at airports across India 

Complimentary Lounge Access - 2 per Calendar Quarter. 

Effective 1st January 2024, you will get complimentary lounge benefit only if you spend Rs. 5000 or more in previous calendar quarter.  

For more information click here 

Safe & Secure Transactions

JetPrivilege HDFC Bank Signature Debit Card offers greater security by storing and processing information using a chip, in a much secure manner.

Higher Debit Card Limits

  • Daily Domestic ATM withdrawal and Shopping limits(Combined): Rs. 3 lacs
  • *Per day ATM withdrawal limit on your Debit Card is now capped at ₹2 lacs for security purposes.​​​​​​​
  • Cash withdrawal facility can now be availed across merchant establishments with a maximum upper limit of Rs.1,000/ day on your HDFC Bank Debit Cards.​​​​​​​

Please login to NetBanking to change (Increase or decrease) the limit* on your Debit Card to suit your needs. Please note the limits can be increased up to the Permissible limits on your Debit Card.

Steps to enable Online Payments Contactless usage and more

Through NetBanking

Pay >> Cards >> Select Debit Card >> Debit Cards Summary page >> Limits & restrictions >> Customise

Contactless Payment Technology

  • The HDFC Bank Debit Card is enabled for contactless payments, facilitating fast, convenient and secure payments at retail outlets.
    *To see if your Card is contactless, look for the contactless network symbol on your Card. You can use your Card to make quick transactions at merchant locations accepting contactless Cards.

    Information on Contactless Debit Card - Click Here

    Please note that in India, payment through contactless mode is allowed for a maximum of ₹5000 for a single transaction where you are not asked to input your Debit Card PIN. However, if the amount is higher than or equal to ₹5000, the Card holder has to enter the Debit Card PIN for security reasons.

Kindly note, effective 1st June 2015, Movida service will be discontinued for HDFC Bank Debit Cards.

Please Note - In case purchase/ transaction is returned/ cancelled/ reversed, cashback points toward posted towards transactions will be reversed.

Important Note

As per RBI guidelines, effective 1st Oct'2020 all New Debit Cards issued by the bank is mandatorily disabled for International usage (POS,Online and ATM). This is to in the interest of the security measures taken by the bank on the basis of the guideline RBI/2019-2020/142 DPSS.CO.PD No. 1343/02.14.003/2019-20 dated 15th January 2020 
Be assured, you can continue to use your card for all domestic purposes. (POS, Online, ATM)."

  • As per RBI guidelines, as of 7th February  2021 all debit card issued will be disabled for E-commerce, contactless and International usage. The card can be swiped and used at any ATMs in India
  • As per RBI guidelines, as of 7th February all existing debit cards which were not active for international usage are disabled and are only active for domestic usage.
  • As per RBI guidelines, as of 7th February all existing debit cards which are not active for Ec-ommerce and contactless usage will be disabled and will be active for only POS and ATM usage
  • NRO Debit Card will continue to be enabled only for domestic usage as per regulatory mandate.

    Contactless per day limit is of transaction Rs. 5000/-