Rewards Terms & Conditions

1)Only valid Retail purchases qualify for Reward points
2)Reward points are valid only for 2 years from the date of accumulation. E.g.: If you have received reward points in the month of June 2019, then same will expire in June 2021
3)EasyEMI and e-wallet loading transactions will not accrue Reward points.
4)Reward points accrued will be reversed if a retail transaction is converted into SmartEMI.
5)Reward points accrued for Insurance transactions will have a maximum cap of 2,000 per transaction.
6)Cash advance, fees and other charges do not accrue any reward points.
7)Transaction amounts less than Rs. 150 will not accrue any Reward Points.
8)Please note payment of at least Minimum Amount Due is required even if you are redeeming your Reward Points against outstanding on your Card Account.
9)Reward points will not be accrued for fuel transactions