Coverage and Limits

Description

Entry Age and family coverage


The entry age for adults under this policy can be from 18 to 65 years. The entry age for dependent children is from 91 days to 21 years in a family floater policy.

The policy can be taken individually or for the family. The family floater policy is available for husband, wife and a maximum of 3 children.

Policy Tenure


The policy is for 1 year.

E-Consultation:


Insured person can avail un-limited tele consultation via our empanelled providers. Please call us on our call centre number to avail this service.

Day Care Treatment:


We cover 536 day care treatments under the product. Please refer to the policy document to know the entire list of day care procedures covered under the product.

Hospital Accommodation:


While hospitalized, you can choose to stay in a room worth up to 2% of sum insured chosen per day. ICU charges are covered up to double of the room rent per day.

*List of critical illnesses covered under Critical Illness Multiplier Benefit:


Cancer -  All conditions covered in cancer variant

Kidney failure

Benign brain tumor

End stage liver failure

End stage lung failure

Major organ /bone marrow transplant

Permanent paralysis of limbs

Replacement / Repair of heart valves

Aortic Dissection

Angioplasty

Open Chest CABG

Myocardial Infarction

Stroke

List of permanent exclusions


  • Investigation & Evaluation
  • Rest Cure, rehabilitation and respite
  • Obesity/ Weight Control
  • Change-of-Gender treatments
  • Cosmetic or plastic Surgery
  • Hazardous or Adventure sports
  • Breach of law
  • Excluded Providers