International Debit Card Your existing free International Debit Card, which is attached to your salary account, will now also be linked to the Reimbursement Account, enabling you to choose the transaction account at the ATM. If you require an additional debit card, it will be charged at the usual rates.
	Free PhoneBanking Accessing the account is extremely easy. All you need to do is dial the PhoneBanking number and press a few buttons on the telephone.
	Free NetBanking Any banking transaction can be carried out on the account with just a click of a mouse, all from the comfort of your PC at home or office.
	Free MobileBanking This innovative feature enables banking on the move, using SMS (Short Messaging Service) which incurs no airtime costs, or by using WAP.
	Interbranch/Intercity Banking You can access the account from any of HDFC Bank's 132 branches in 54 cities across India, at no additional charge. You also receive a host of other benefits such as: Half Yearly Statements These allow you to track all transactions on the account, and are sent to you at the end of September and March every year.  Full Function Branch Services So that your employee can make the most of the facilities and guidance available at our branches. Join Account  Your family member can also experience world class banking  through a joint account facility.  Cheque Book If required, a cheque book can be issued to you, at a nominal charge. Zero Balance Importantly, there is no minimum average quarterly balance requirement, so all these services can be availed of, even with zero balance in the account.