Zero Balance Account The employee does not have to maintain any minimum balance in the account.
	Free Debit Card The employees do not have to pay the annual fee for their debit cards. Additionally, the first year annual fee is also waived for one additional account holder, as in the case of a savings account holder. This plus all the other debit card benefits are available to your employees.
	Free Inter-city / Branch banking There is no cap on the transaction size for inter-branch/city transactions for your employees. The fees associated are also waived. They can perform the following transactions: Cash withdrawal: Customer presence required. Cash deposit: Customer presence required DD/MC issuance: Customer presence required Cheque deposit: Customer presence not required Any other written instructions: Customer presence not required This facility is not extended to premature withdrawal of Fixed Deposits
	Free Demand Drafts Your employees can avail of free Demand Drafts up to Rs 25,000 issued at any of the HDFC Bank branch locations. This offer can be availed of through PhoneBanking or NetBanking or at the branch. The amount of the Demand Draft will be debited to the salary account. Please note : DDs drawn on correspondent bank will attract full charges
	Cash Delivery If there isn't a HDFC Bank that is easily accessible from your office, we will deliver cash against cheques from the employees once a week subject to a maximum of twice a week. Maximum amount of withdrawal per employee is Rs 10,000, minimum Rs 1,000/-. This service is currently available in Mumbai, Delhi, Chennai, Hyderabad, Bangalore, Pune and Ahmedabad.
	Overdraft Facility Employees with a salary account are eligible for this facility: Employees with a "Net Monthly Take Home Salary" of a minimum of Rs.10,000 can avail a clean overdraft facility on the savings account @ 18%. Please note: The employee has to sign an indemnity bond and give a copy of the latest salary slip.
	Discounts on Loans Your employees can avail of the benefits of preferential pricing on our asset products, namely loans against securities, car loans and personal loans. All loans at discretion of the bank.