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Overview Business-to-Business Direct Pay Mode of Payment Direct Pay Mode of Payment We would like to take this opportunity to offer you - HDFC Bank Direct Pay . You can now accept on-line payments from your clients/customers who are HDFC Bank account holders. Your account with us will be automatically credited with the corresponding transaction amount, instantaneously. Since the customer will be an HDFC Bank account holder, chances of fraud will be nil and Bank takes all the responsibility of verifying his identity. HDFC Bank's Direct Pay facility is an e-age banking channel where the purchases are debited directly to customer's account and credited to the account of the establishment (or the website where the purchases were made). If your customer is an account holder with HDFC Bank, all he has to do is to register for the Netbanking facility to use this option. What's more, both the Direct Pay and NetBanking facilities are available FREE of cost to our account holders. HDFC Bank offers the highest level of security available today - 128-bit SSL (Secure Socket Layer) encryption. The NetBanking details of the customer (Customer ID and Password) are kept confidential and cannot be viewed by the merchant. The Direct Pay Process Flow is as follows Customer browsing on the merchant site finalises his/her purchase. Customer decides to make payments for the transaction he/she has finalised The customer selects "Debit my HDFC Bank A/C." The customer clicks on the pay button and the customer is  traversed to page to make payments. The customer enters his / her Net Banking ID and password. The customer then selects the account, which he wants to  make his purchase from. The customer account with HDFC Bank is debited online and  the transaction is over for the customer. The merchant account is credited for the transaction amount,  less the transaction fee. The customer is honoured with the purchase made as per the  terms of the merchant agreed upon by the customer. For more details, write into us at sai.debashis@hdfcbank.com and we will get back to you.