Payment gateway or interface as it is called, essentially is a platform wherein an individual logs on to internet, goes to a brokers Internet trading portal and transacts as desired. The underlying monetary consideration of the transaction would be routed through the designated bank accounts of the originator and beneficiary of the transactions.

There are two models of payment gateway that we offer to brokers of our segment. The products are designed keeping in view the needs and requirements of the segment.

1.External Payment Interface (EPI)
2.E-Broking / Server to Server model

	1. External Payment Interface: EPI is a facility, which will provide the broker with the option of accepting online payments for online purchases made by his clients / customers who are HDFC Bank account holders having NetBanking passwords.
	2. E Broking model (Server to Server) : Ebroking model is provided to brokers who are interested in recovering only partial funds from the client for execution of trades. The model is also suitable for Non-resident client transactions. The E broking model is basically developed around the need to place funds on hold / block the funds & then release or / & transfer the same based on request. The interface protocol is based on the exchange of XML messages between the bank and the external entity.
	For more details, write in to us at Capitalmarkets@hdfcbank.com