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Reimbursement  Accounts
Overview
Features & Benefits
Eligibility
Fees & Charges
FAQs
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Reimbursement  Accounts
FAQs
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Why do I need a Reimbursement Account?
Will I earn interest on the Reimbursement Account?
What do I need to do to open a joint account?
Will I be entitled to the same kind of benefits on this account as my Salary account?
Will I be able to access both my accounts at all establishments/ATMs through a single Debit card?
Can I use this account for regular cheque/ Cash deposits & withdrawals?




Why do I need a Reimbursement Account?
The Reimbursement Account enables you to separate your regular monthly salary from the monthly reimbursements you receive from your company. This helps you track reimbursements separately.
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Will I earn interest on the Reimbursement Account?
The Reimbursement Account is a current account and hence a non-interest bearing account.
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What do I need to do to open a joint account?
The Reimbursement Account has to be in the same order as your Salary Savings Account. In case your Salary savings account is a joint one then a separate introduction is not required and you only need to add the name in the (Account Opening Document) AOD.
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Will I be entitled to the same kind of benefits on this account as my Salary account?
The features & benefits on the Reimbursement account are as follows:
  • Half Yearly Statements
  • Free Debit card (Existing debit card will be linked)
  • Free PhoneBanking
  • Free MobileBanking
  • Free NetBanking
  • Free Intercity/branch banking
  • Joint Account
  • Zero Balance
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Will I be able to access both my accounts at all establishments/ATMs through a single Debit card?
Your existing card will be linked to both accounts. Any additional card will be charged at the regular rates. At HDFC BANK ATMs you will have the option of selecting either account for transacting. At other VISA/PLUS ATMs (Other Banks ATMs) you may or may not have access to both accounts. Where such an option is not available, you can only access your salary account. VISA Electron Debit cardholders can access only the Salary Account at merchant locations & not the Reimbursement Account for transactions. Maestro Debit Cardholders may be able to select between the Salary Account and Reimbursement Account at merchant locations.
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Can I use this account for regular cheque/ Cash deposits & withdrawals?
Yes, you can use it as a regular account for typical banking transactions.

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