Frequently asked questions (FAQs)

SmartPay is a customer friendly feature that allows you to automatically make all your utility bill payments through your HDFC Bank Credit Card.

You can use SmartPay to pay your electricity bills, telephone bills, mobile phone bills, water bills, gas bills and insurance premiums.

To avail the SmartPay facility you need to fill up the form and send it to us along with a self attested copy of your latest utility bill. On receiving these documents, our Cards Division will send you a confirmation once you are successfully registered for the SmartPay facility. Once SmartPay is activated, our Cards Division will make payments to the utility companies before the due date and debit the amount to your Credit Card. You will continue to receive your bills from the utility companies.