SMSBanking is very simple. You can perform a host of functions including accessing your account balance, mini-statement and account statement, etc.
Just keep in mind that you have to type in certain keywords and send an SMS to 5676712. You will receive a response in the form of a text message within just a few seconds.
Here is a list of the SMSes you need to send for the various functions of SMSBanking:
| Sr. No. | English SMS | Transaction | Information received |
| 1 |
bal
|
Balance Enquiry |
Get the available balance in the accounts (up to 5) linked to your Customer ID. Your first five accounts according to chronological order will be considered. |
| 2 |
txn |
Mini Statement |
This will give the last three debits / credits made to your account. |
| 3 |
cst <6 digit cheque no.> |
Cheque Status Enquiry |
Status of a cheque issued by you, whether paid / stopped. |
| 4 |
chq |
Cheque Book Request |
cheque book is mailed to you. |
| 5 |
stp <6 digit cheque no.> |
Stop Cheque |
Stops an issued cheque from being paid. |
| 6 |
stm |
Request for an Account Statement |
Your account statement will be mailed to you (Period of the statement would be from the last statement received till the date of sending sms) |
| 7 |
bil |
Bill Details |
Your electricity and telephone bill details will be sent to you via SMS |
| 8 |
fdq |
Fixed Deposit Enquiry |
The details of current fixed deposit with the bank (max. 5 accounts). You will see your account no., principal amount, rate of interest, maturity date and maturity amount. |
| 9 |
new <14 digit account no.> |
Change of Primary Account |
The option to change your primary account and carry out transactions on the new account. |
| 10 |
ipin |
Internet Banking password (IPIN) regeneration |
Get a confirmed receipt of your IPINIt is an Internet Password that the customer can choose to access NetBanking. It is a confidential password for the security of their account. regeneration request. The IPINIt is an Internet Password that the customer can choose to access NetBanking. It is a confidential password for the security of their account. is sent to your mailing address. |
| 11 |
help |
List of keywords |
Gives the list of Keywords and their Functions. |