Super Saver Facility

What are the benefits?

  • Take advantage of an overdraft facility to supplement your household or business
  • Overdraft facility against Fixed Deposit can be availed in a saving or current account

Who is eligible?

  • Resident Individuals
  • Hindu Undivided families
  • Private & Public limited companies

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Contact Number
6160 6161

What are the features?



  • You can choose between a Savings Account and a Current Account to link to your Fixed Deposit
  • You can enjoy the rewards of an overdraft facility to supplement your household or business requirements
  • Pay back with interest only on the drawn amount, while your remaining Fixed Deposit continues to earn you interest
  • Flexibility in altering period of deposit, maturity and payment instructions, principal amount and rollover mode before maturity of the rollover deposit.

What are the fees and charges of Super Saver Facility ?

Enclosed below are HDFC Bank Super Saver Facility Interest Rates & Charges

Earn the interest of a Fixed Deposit, which varies according to the tenure of your deposit.

For the amount withdrawn, the applicable rate is only 2% above the fixed deposit rate for the period that the money is used.

If your Savings Account has a credit balance, you will also earn 4 % paid into your account half yearly, on the funds existing in your Savings Account.

In effect, the Super Saver Account ensures that you earn a higher interest rate than you would with a Regular Savings Account.

The following are eligible to open a Super Saver Account.

  • Resident Individual (sole or joint account)
  • Hindu Undivided Family
  • Private  & Public limited companies
  • A minimum amount of Rs 25,000/- for a minimum tenure of 6 months 1 day is required to open a Super Saver Account, in addition to a Zero Balance Savings Account.

Only Senior Citizens / Retired Personnel (above 60 years of age) who are Resident Indians are eligible for the Senior Citizen rate on the INR fixed deposit.

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