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Retail Agri Loans - Kisan Card / Kisan Gold Card
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- Retail Agri Loans - Kisan Card / Kisan Gold Card
Features
- Use your Kisan Gold Card to buy agricultural equipment and pay for other agricultural related expenses.
- Credit limit of Kisan Gold Card will initially be set for 1 year and will be renewed subsequently.
- Enjoy the modern convenience of anytime and anywhere banking!
Benefits
- Your Kisan Gold Card will broadly cover crop production requirements, post harvest and domestic consumption requirements and other equipment related expenses.
- You will get a Personal Accident Insurance Cover of Rs. 2 lakhs totally FREE!
- You can enjoy daily withdrawal amounts with an upper limit of Rs. 15,000 at ATMs and Rs. 25,000 at merchant outlets.
Contact Us
Ahmedabad
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Do you want to know about our Kisan Gold Card in detail?
The Kisan Gold Card will give you convenient credit in the form of a hassle-free loan to meet farming production and investment requirements. Although, peer banks have been providing such credit facilities to farmers, HDFC Bank’s Retail Agri Loan comes with the convenience of a Kisan Gold Card and anytime, anywhere banking.
- Anytime Anywhere banking: You will now be free from the age old hassle of traditional 10 AM to 2 PM banking at your parent branch only.
- Wide coverage: Just like any other VISA credit or debit card offered by HDFC Bank, the Kisan Gold Card too can be used at any bank’s ATM including HDFC Bank ATMs across the country and all Visa establishments worldwide. The Kisan Gold card gives you the freedom to transact at more than 6000 HDFC Bank ATMs located in more than 900 locations without any extra charge.
Also, this card can be used at any other Bank’s ATM across the country and all VISA establishments worldwide. - Withdrawal limit: You can withdrawal amounts with a daily upper limit of Rs. 15,000 at ATMs and Rs. 25,000 at merchant outlets.
- Utility Value: The Kisan Gold Card helps you meet your production and investment needs. This broadly covers crop production requirements, including funds required for all related inputs to grow a crop. The card is also equipped to meet Post Harvest and Domestic consumption requirements.
- Agri-related expenses: Armed with the Kisan Gold Card, you can also purchase agricultural equipment/implements, fulfill irrigation requirements, construct farm buildings and invest in agricultural related activities such as dairy, piggery, poultry, beekeeping, etc.
- Card limit: The credit limit on the Kisan Gold Card is sanctioned for 1 year, based on your farming production requirements. It can be renewed every year.
- Insurance: You will get a Personal Accident Insurance Cover of Rs. 2 lakhs totally FREE!
- Credit Facility: The ATM Debit Card will be backed by a line of credit.
What are the eligibility criteria for securing the Kisan Gold Card?
Are you a farmer who owns a piece of agricultural land? Is the land actively generating crop? If yes, then you are eligible to apply for a loan through the Kisan Gold Card.
Thank you for your interest in HDFC Bank's Retail Agri Loans. Kindly fill out this form so that our Relationship Manager can get in touch with you.
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What can you do online
- Make life easier by downloading an account statement via NetBanking instead of calling PhoneBanking or visiting a branch
- Use 24 hour NetBanking to transfer funds from HDFC Bank accounts and to other bank accounts through NEFTThis stands for National Electronic Funds Transfer (NEFT). It is a system that facilitates an individual or company to electronically transfer funds from any bank branch to any individual or company having an account with any other bank branch in the country.
- Invest in a Fixed Deposit online through NetBanking
Did you know?
- You can use Pay At Par (PAP) cheques instead of Demand drafts for more convenience. Your PAPPayable at par cheques. These cheques can be encashed anywhere in India, irrespective of the city they were issued in. cheques will be payable at all locations.
- You can enjoy cashless transactions through your Debit Card at merchant locations and visa establishments worldwide.
Contact Us
Ahmedabad
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Get started with your Kisan Gold Card
Have you received the Welcome Kit? Inside, you will find the confirmation letter for your Kisan Gold Card. You will also get an SMS for your Internet Banking activation. Check your Repayment Schedule inside the Welcome Kit for more information on your EMI and rate of Interest
Did you know?
- You can use Pay-at-Par (PAP) cheques instead of making Demand Drafts for more convenience. Your PAPPayable at par cheques. These cheques can be encashed anywhere in India, irrespective of the city they were issued in. cheques will be payable at all locations.
- You can enjoy cashless transactions through your Debit Card at merchant locations and VISA establishments worldwide.
You may also benefit from
- A Kisan Club Savings Account and enjoy a free international Debit Card for the first year, as well as many other benefits. Click here to know more.
- A Kisan No Frill Saving Account to get a Zero balance Saving account and a Free ATM Card with a daily cash withdrawal limit of Rs. 10,000. You can also enjoy Free InstaAlerts, Net Banking, Mobile Banking and IVR based Phone banking.
- A Two Wheeler Loan that offers quick approvals, flexible payment options and easy repayment facilities and no guarantorA guarantor is a person who guarantees payment by another. It is also known as a suretyOne who has contracted to be responsible for another, especially one who assumes responsibilities or debts in the event of default.. A guarantor becomes a co-endorser and assumes liability in event of default.. Click here to know more.
- A Four Wheeler Loan for which you will get speedy approvals, flexible payment terms and convenient repayment facilities. Click hereto know more.
Have questions?
What will be done with the post-dated cheques if I request to change the mode of repayment/account for my loan?
Post-dated cheques/security cheques submitted earlier will be dispatched to your mailing address within 15 days, provided the revised instructions are verified and found to be in order.
How much time will it take to change the mode of repayment/ account for your loan?
It will take 25 working days to activate the revised instructions. In case your next instalment falls due prior to the period, an instruction already lodged with us will be presented for payment.
What are the charges I have to pay to change the mode of repayment/ account for my loan?
A service charge of Rs.500.00 is applicable to swap to the ECSStands for Electronic Clearing Service. It is a mode by which funds are automatically debited to your account every month to pay or a certain bill or fee. It helps so you don’t have to remember every month to pay your regular bills. It is only done after a standing instruction is given by the account holder. or PDC facility. You can pay a separate cheque / DD for Rs. 500 favouring your HDFC Bank Ltd. <Loan Account Number> for the required charges.
What will be done with the post-dated cheques if I request to change the mode of repayment/ account for my loan?
Post-dated cheques / security cheques submitted earlier will be dispatched to your mailing address within 15 days, provided the revised instructions are verified and found to be in order.
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Fast-track your Personal Loan with a single document.
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