Other Accounts & Deposits
Premium Current Account
- Personal
- Products
- Accounts & Deposits
- Current Accounts
- Premium Current Account
Features and Benefits
- Free local cheque collections and payments at HDFC Bank locations
- Free NEFTThis stands for National Electronic Funds Transfer (NEFT). It is a system that facilitates an individual or company to electronically transfer funds from any bank branch to any individual or company having an account with any other bank branch in the country. collections and payments
- Free RTGSIt stands for Real Time Gross Settlement. It means that funds transfers happen immediately, in real time. Instructions are processed at the time they are received rather than later. 'Gross Settlement' means the settlement of funds transfers occur on an instruction by instruction basis. This is considering that the funds settlement take place in the books of the Reserve Bank of India, the payments are final and irrevocable. collection.
- Free issuance of DD / PO for values of more than Rs. 1 lacs.
Eligibility
You are eligible to operate a Premium Account if you are:
- Resident Individuals
- Hindu Undivided Family
- Sole Proprietorship Firms
- Partnership Firms
- Private and Public Ltd Companies
Contact Us
Ahmedabad
Expand All
What are the features and benefits of a Premium Current Account?
The features and benefits of a Premium Current account are as follows:
Features
- Free local and anywhere cheque payments
- Free anywhere cheque collection at HDFC Bank location (except Dahej), up to Rs.15 lakhs per month. Incremental amount to be charged @ Rs.1.50 per Rs.1,000 for a minimum of Rs.25
- Free NEFTThis stands for National Electronic Funds Transfer (NEFT). It is a system that facilitates an individual or company to electronically transfer funds from any bank branch to any individual or company having an account with any other bank branch in the country. collections and payments
- Free RTGSIt stands for Real Time Gross Settlement. It means that funds transfers happen immediately, in real time. Instructions are processed at the time they are received rather than later. 'Gross Settlement' means the settlement of funds transfers occur on an instruction by instruction basis. This is considering that the funds settlement take place in the books of the Reserve Bank of India, the payments are final and irrevocable. collection. RTGSIt stands for Real Time Gross Settlement. It means that funds transfers happen immediately, in real time. Instructions are processed at the time they are received rather than later. 'Gross Settlement' means the settlement of funds transfers occur on an instruction by instruction basis. This is considering that the funds settlement take place in the books of the Reserve Bank of India, the payments are final and irrevocable. payment at Rs.25 per transaction.
- Free local and Inter-city account to account funds transfer between HDFC Bank accounts.
- Free Demand Drafts above Rs.100,000. Demand drafts up to Rs.50,000 at flat cost of Rs.40 and Demand Drafts above Rs.50,000 and up to Rs.100,000 at nominal cost of Rs.25. Demand Drafts can be issued from any HDFC Bank Branch.
- Free Pay Orders (PO) above Rs.100,000. Pay Orders up to Rs.50,000 at flat cost of Rs.40 and Pay Orders above Rs.50,000 and up to Rs.100,000 at nominal cost of Rs.25. Pay Orders can be issued from any HDFC Bank Branch.
- 100 "At-par" cheque leaves free per month
- Register for InstaAlerts and receive updates on your account whenever transactions happen.
- You get doorstep banking*, which is convenient, secure and hassle-free. Now, you can enjoy the benefits of banking right at your doorstep. HDFC Bank will arrange to pick up cash and cheques and make cash deliveries through a reputed agency.
- Enjoy facilities like 24-hour PhoneBanking, NetBanking and MobileBanking to access your account.
*Conditions Apply
Refer to Fees and Charges for further details
How am I eligible for a Premium Current account?
You are eligible to operate a Premium Account if you are:
- Resident Individuals
- Hindu Undivided Family
- Sole Proprietorship
- Partnership
- Limited companies
- Trust
- Association/Club/ Society
- Foreign Institutional Investors
- Foreign national residing in India
- Limited Liability Partnership
What are the fees and charges applicable?
Fees & Charges for Premium Current Account effective 1st January, 2012
| Description of Charges | Premium Current Account | ||||||||
|---|---|---|---|---|---|---|---|---|---|
| Current Accounts with Cheque facility | |||||||||
| Minimum Balance (Average Quarterly Balance) | Rs. 25,000/- | ||||||||
| Non-Maintenance Charges per quarter | Charge of Rs.900/- per quarter | ||||||||
| Cheque Book Charges (Issued by Bank) |
|
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| Other Current Account facilities | |||||||||
| Monthly Account Statement+ | Free | ||||||||
| Issue of Duplicate / Adhoc Statement | Branch - Rs 100/- PhoneBanking ( Non IVRInteractive voice response (IVR) is a technology that allows a computer to interact with humans through the use of voice and keypad inputs.) - Rs.75/- NetBanking, PhoneBanking (IVR) /ATM - Rs. 50; Mobile banking - Rs 30/- |
||||||||
| Mode of calculation of minimum average quarterly balance | Average of daily closing balances of each day spread over a period of three months. | ||||||||
| Remittance facility through own Bank | |||||||||
| Demand Drafts (DD) payable HDFC Bank Locations (Issued from any branch) / Duplicate DD | DD Amount Up to Rs. 50,000 charges Rs. 40/- per DD, Above Rs. 50,000 and up to Rs. 100,000- Rs. 25/-, Above Rs. 100,000- Free |
||||||||
| Pay Orders (PO) -on HDFC Bank Locations (Issued from Any Branch) / Duplicate PO | PO amount Up to Rs. 50,000 charges Rs. 40/- per PO, Above Rs. 50,000 and up to Rs. 100,000 - Rs. 25/-, Above Rs. 100,000- Free | ||||||||
| Issuance of DD/ PO through PhoneBanking: | All standard charges for DD / PO are applicable as above. Only DD / PO amount upto Rs 500,000/- are accepted at Phonebanking. |
||||||||
| DD/PO-Cancellation/Revalidation | Rs.50/- per instrument | ||||||||
| NEFT/EFT Transactions : | |||||||||
| Payments | Free | ||||||||
| Collections | Free | ||||||||
| RTGS Transactions : | |||||||||
| Payments | Rs. 25/- per transaction | ||||||||
| Collections | Free | ||||||||
| Local Transactions (At home branch location) | |||||||||
| Local cheques collections & payments | Free | ||||||||
| Account to Account Fund Transfer within HDFC Bank | Free | ||||||||
| Anywhere Transactions (except Dahej) | |||||||||
| Account to Account Fund Transfer within HDFC Bank | Free | ||||||||
| Payments at HDFC Bank Locations | Free | ||||||||
| Collections at HDFC Bank Locations | Free up to Rs.15 lacs per month, beyond which charges @ Rs. 1.50/1000, min Rs. 25/- per transaction. | ||||||||
| Bulk Transaction Charges | All transactions are subject to a maximum of 75 transactions per month, beyond which charges @ Rs.8/- per transaction would be levied. Includes all Local / Anyhwere clearing and transfer transactions | ||||||||
| Remittance facility through other Bank | |||||||||
| Issue of Demand Drafts (DD) / Duplicate DD (Correspondent tieup) | Rs.2.00 per Rs.1000/- Minimum Rs.50/- | ||||||||
| DD-Cancellation / Revalidation | Rs.50/- per instrument | ||||||||
| Cheque Collection | |||||||||
| Outstation Cheque Collection at Bank Locations |
|
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| Outstation Cheque Collection at Correspondent Bank Location |
|
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| Outstation Cheque Collection at Clean Location |
|
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| Cheque Collection through Speed Clearing |
|
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| Bouncing of cheques- Local | |||||||||
| Cheques Drawn on us | |||||||||
| Due to Insufficient Funds | Upto 2 instruments per month- Rs.300 per instrument. On 3rd / 4th & 5th instrument - Rs.500 per instrument 6th Instrument onwards- Rs.750 per instrument | ||||||||
| Due to Technical Reasons | No Charge | ||||||||
| Cheques Deposited Returned Unpaid | |||||||||
| Local | Rs.50/- per Instrument | ||||||||
| Accounts Not maintaining AQBAverage Quarterly Balance (AQB) is the average balance to be maintained in the account over a period of a quarter. as of Previous Quarter | Rs.100/- per Instrument | ||||||||
| Outstation | Rs.100/- per Instrument | ||||||||
| Doorstep Banking ** | |||||||||
| Cash Pickup Charges (within municipal city limits) | |||||||||
| Cash Pickup upto Rs 1 Lac | Rs 150/- per pickup | ||||||||
| Cash Pickup beyond Rs 1 Lac and upto Rs 2 Lac | Rs 200/- per pickup | ||||||||
| Cash Pickup beyond Rs 2 Lac and upto Rs 3 Lac | Rs 300/- per pickup | ||||||||
| Cash beyond the above limits can be offered, for further details on charges please contact your Branch Manager | |||||||||
| Cheque Pickup Charges | |||||||||
| On a monthly basis | Rs 300/- per month | ||||||||
| On a per call basis | Rs 25/- per call | ||||||||
| Cash Transactions | |||||||||
| Cash Deposit | |||||||||
| Cash Deposit-Home Branch Location | Free upto Rs.3 lacs per month or 25 transactions, whichever is lower. Deposit in excess of Rs.3 lacs or 25 transactions will be charged @ Rs.3 per 1000, minimum Rs.50 | ||||||||
| Limit on Inter-Branch deposits (Within Home Branch City | Cash deposit at non home Branches within home branch city subject to maximum of Rs.25,000 per account per day | ||||||||
| Cash Deposit -Non Home location | Maximum Rs.25,000/- per day. Charges @ Rs. 3.50/1000, min Rs. 50 | ||||||||
| Cash Withdrawal | |||||||||
| Cash Withdrawal-Home Branch | Free at Home Branch | ||||||||
| Cash Withdrawal-Non Home Branch-Intracity & Intracity | Free cash withdrawals upto Rs.25,000/- per day, beyond which charges @ Rs.2/1000, min Rs. 50/- (Only for incremental amount), Third party cash withdrawal allowed only up to maximum Rs.50,000/- per transaction. | ||||||||
| Miscellaneous | |||||||||
| Balance enquiry | Rs.25/- | ||||||||
| TDS Certificate | Free | ||||||||
| Balance Confirmation Certificate | Rs.50/- | ||||||||
| Interest Certificate | Rs. 50/- | ||||||||
| Cheque Status per instance | Rs. 25/- | ||||||||
| Photo attestation | Rs 100/- per instance | ||||||||
| Address Confirmation | Rs 100/- per instance | ||||||||
| Signature attestation | Rs 100/- per instance | ||||||||
| Setting up of Standing Instructions | Rs. 150/- | ||||||||
| Non Operational Account - Account with no customer initiated transaction in the account for past 1 year | Rs 50/- per quarter | ||||||||
| Any Deliverable returned by courier due to negative reasons (no such consignee/ consignee shifted and no such address) | Rs 50/- per instance | ||||||||
| TIN/IPIN Regeneration (requests received at the branch for physical dispatch) | Rs 50/- per instance | ||||||||
| SI rejects | Rs 200/- per instance | ||||||||
| Old Records / Copy of Paid Cheque | |||||||||
| Upto 1 Year | Rs.50 per record | ||||||||
| Above 1 Year | Rs.100 per record | ||||||||
| Common Charges for Debit / ATM Cards | |||||||||
| Replacement of damaged card | Free | ||||||||
| Replacement of Lost card | Rs.100 | ||||||||
| Copy Retrieval Request | Rs.100 | ||||||||
| Re-Issuance of PIN | Rs.50 (plus taxes) | ||||||||
| Transaction Charge--HDFC Bank ATM's | Balance Inquiry - Free | ||||||||
| Cash Withdrawal - Free | |||||||||
| Transaction Charge--Non HDFC Bank ATM's *** | |||||||||
| Domestic | Balance Inquiry - Free | ||||||||
| Cash Withdrawal - Rs.20 per transaction | |||||||||
| International | Balance Inquiry - Rs.15 per transaction | ||||||||
| Cash Withdrawal - Rs.110 per transaction | |||||||||
| Transaction Decline Charge (at Non HDFC Bank ATM's) | Rs. 25 per transaction | ||||||||
| Stop Payment Charges | |||||||||
| Particular cheque | Rs.50/- (FREE through Phone Banking) | ||||||||
| Range of cheques | Rs.100/- (FREE through Phone Banking) | ||||||||
| Account Closure: | |||||||||
| Up to 14 days | No Charge | ||||||||
| 15 days to 6 months | Rs 500/- | ||||||||
| 6 months upto 12 months | Rs 250/- | ||||||||
| Beyond 12 months | No Charge | ||||||||
| InstaAlert / Mobile Banking | |||||||||
| Insta Alert | Rs 50/- per quarter | ||||||||
| Transactions through PhoneBanking: | |||||||||
| Interactive Voice Response (IVR) | Free | ||||||||
| Non-IVR-Agent assisted-For accounts maintaining AQBAverage Quarterly Balance (AQB) is the average balance to be maintained in the account over a period of a quarter. | Free | ||||||||
| Non-IVR- Agent assisted - For accounts NOT maintaining AQBAverage Quarterly Balance (AQB) is the average balance to be maintained in the account over a period of a quarter. as of previous quarter and for transactions that are available on IVRInteractive voice response (IVR) is a technology that allows a computer to interact with humans through the use of voice and keypad inputs. | Rs.50/- per call | ||||||||
| ECS (Debit) Return Charges | - Rs 350/- would be levied on first instance of ECSStands for Electronic Clearing Service. It is a mode by which funds are automatically debited to your account every month to pay or a certain bill or fee. It helps so you don’t have to remember every month to pay your regular bills. It is only done after a standing instruction is given by the account holder. return in a quarter. - Rs 750/- would be levied, second instance onwards in the same quarter. |
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| Debit Card | Easy Shop | ATM Card | |||
|---|---|---|---|---|---|
| Business# | Regular | Gold | Women | ||
| Annual Fee per Card | Rs.250/- p.a. | Rs.100 p.a. | Rs.500 p.a | Rs.100 p.a. | Free |
| Daily ATM Limit | Rs.50,000 | Rs.25,000 | Rs.50,000 | Rs.25,000 | Rs. 10,000 |
| Daily Merchant Establishment Point of Sale Limit | Rs.75,000 | Rs.40,000 | Rs.75,000 | Rs.40,000 | NA |
| # Also available for partnership firms & limited company current accounts which have operating instructions as "Singly" | |||||
Click here to view charges applicable before 1st January, 2012
Click here to view charges applicable from Jan 2009 to September,2010
Click here to view charges applicable from 1st July 2007 to Jan 2009
W.e.f April 1, 2012, all fees and charges mentioned in the Tariffs, Charges or Fees Brochures will attract Service Tax @ 12% and Education Cess @ 3% of the service tax amount. The same will appear as separate debits in the statements.
+For accounts maintaining AQBAverage Quarterly Balance (AQB) is the average balance to be maintained in the account over a period of a quarter. less than Rs.25,000/- as of previous qtr will be charged Rs.25 each for next 3 montly statement
**Available at Select locations.You need to register with the Bank for availing these services, please contact your Branch Manager for further details.
***Charges applicable w.e.f 15th Oct '09. Inclusive of service tax and educational cess.
Have questions?
Can I access my account by telephone to conduct routine daily transactions?
Yes you can. You can use PhoneBanking to perform the following operations:
- Access your account details
- Request account statements
- Make Fixed Deposit related queries
- Inquire about interest and FX rates
- Request a cash delivery or pick-up
- Order a new cheque book
How is an HDFC Bank Premium account different from a Regular Current account offered by most banks?
An HDFC Bank Premium Current Account offers you a host of features that sets it apart from any Regular Current Accounts that most banks offer.
These features are:
- Free inter-city clearing between HDFC Bank branch locations (except Dahej) up to Rs.25 Lakhs per month.
- Up to 100 free payable-at-parThis means you only have to pay the amount written on the cheque and not the service charges that might otherwise be charged to you, especially when you send a cheque to someone out of your city or country. cheque leaves per month.
Must I open Premium Current account in each location where I have my company office?
No. As a Premium Current account holder you have the advantage of a single account, multi-location banking facility.
Expand All
Already have a Premium Current account?
- Download/Request for an account statement through NetBanking
- Transfer funds online up to Rs. 10 Lakhs per day
- Pay your taxes online without visiting a branch
Did you know?
- You can make free cheque payments (local or anywhere)
- You can issue free Demand Drafts/Pay Orders for any amount above Rs. 1 Lakh
Contact Us
Ahmedabad
Expand All
Get started with your Premium Current Account
Have you got your Welcome Kit? Inside your welcome kit you should find a:
- Welcome Letter – This is to welcome you as an HDFC Bank Premium Current account customer so you can enjoy all the privileges and services we offer.
- Schedule of fees and charges – This is to show you the various charges applicable to transactions and facilities on your Premium Current Account.
- Terms and Conditions booklet – This is to make you aware of all the terms and conditions relevant to your Premium Current Account.
- Cheque book – You get a free 25 leaf cheque book in your welcome kit. You can apply for additional cheques books. Please check the fees and charges.
Did you know?
- You can make free cheque payments (local or anywhere) to your suppliers
- You can transfer funds (local or anywhere) within HDFC Bank absolutely free
- Issue Demand Drafts or Pay Orders for free for amounts above Rs. 1 Lacs.
- You can take the help of our trade finance professionals to route your export and import transactions at very competitive rates.
You can also benefit from
- Higher transaction limits and faster mobilisation of your business funds by upgrading from your Premium Current account to any of our higher variants depending on your business requirement (Trade Current Account / Flexi Current Account / Plus Current Account / Max Current Account / Apex Current Account)
- Netbanking / Mobile Banking by tracking your funds online at anytime and anywhere.
- Our Forex services including FX Travellers Cheques, FX Cash and a FX Plus Card when you travel. click here for details.
What are the fees and charges applicable?
Fees & Charges for Premium Current Account effective 1st January, 2012
| Description of Charges | Premium Current Account | ||||||||
|---|---|---|---|---|---|---|---|---|---|
| Current Accounts with Cheque facility | |||||||||
| Minimum Balance (Average Quarterly Balance) | Rs. 25,000/- | ||||||||
| Non-Maintenance Charges per quarter | Charge of Rs.900/- per quarter | ||||||||
| Cheque Book Charges (Issued by Bank) |
|
||||||||
| Other Current Account facilities | |||||||||
| Monthly Account Statement+ | Free | ||||||||
| Issue of Duplicate / Adhoc Statement | Branch - Rs 100/- PhoneBanking ( Non IVRInteractive voice response (IVR) is a technology that allows a computer to interact with humans through the use of voice and keypad inputs.) - Rs.75/- NetBanking, PhoneBanking (IVR) /ATM - Rs. 50; Mobile banking - Rs 30/- |
||||||||
| Mode of calculation of minimum average quarterly balance | Average of daily closing balances of each day spread over a period of three months. | ||||||||
| Remittance facility through own Bank | |||||||||
| Demand Drafts (DD) payable HDFC Bank Locations (Issued from any branch) / Duplicate DD | DD Amount Up to Rs. 50,000 charges Rs. 40/- per DD, Above Rs. 50,000 and up to Rs. 100,000- Rs. 25/-, Above Rs. 100,000- Free |
||||||||
| Pay Orders (PO) -on HDFC Bank Locations (Issued from Any Branch) / Duplicate PO | PO amount Up to Rs. 50,000 charges Rs. 40/- per PO, Above Rs. 50,000 and up to Rs. 100,000 - Rs. 25/-, Above Rs. 100,000- Free | ||||||||
| Issuance of DD/ PO through PhoneBanking: | All standard charges for DD / PO are applicable as above. Only DD / PO amount upto Rs 500,000/- are accepted at Phonebanking. |
||||||||
| DD/PO-Cancellation/Revalidation | Rs.50/- per instrument | ||||||||
| NEFT/EFT Transactions : | |||||||||
| Payments | Free | ||||||||
| Collections | Free | ||||||||
| RTGS Transactions : | |||||||||
| Payments | Rs. 25/- per transaction | ||||||||
| Collections | Free | ||||||||
| Local Transactions (At home branch location) | |||||||||
| Local cheques collections & payments | Free | ||||||||
| Account to Account Fund Transfer within HDFC Bank | Free | ||||||||
| Anywhere Transactions (except Dahej) | |||||||||
| Account to Account Fund Transfer within HDFC Bank | Free | ||||||||
| Payments at HDFC Bank Locations | Free | ||||||||
| Collections at HDFC Bank Locations | Free up to Rs.15 lacs per month, beyond which charges @ Rs. 1.50/1000, min Rs. 25/- per transaction. | ||||||||
| Bulk Transaction Charges | All transactions are subject to a maximum of 75 transactions per month, beyond which charges @ Rs.8/- per transaction would be levied. Includes all Local / Anyhwere clearing and transfer transactions | ||||||||
| Remittance facility through other Bank | |||||||||
| Issue of Demand Drafts (DD) / Duplicate DD (Correspondent tieup) | Rs.2.00 per Rs.1000/- Minimum Rs.50/- | ||||||||
| DD-Cancellation / Revalidation | Rs.50/- per instrument | ||||||||
| Cheque Collection | |||||||||
| Outstation Cheque Collection at Bank Locations |
|
||||||||
| Outstation Cheque Collection at Correspondent Bank Location |
|
||||||||
| Outstation Cheque Collection at Clean Location |
|
||||||||
| Cheque Collection through Speed Clearing |
|
||||||||
| Bouncing of cheques- Local | |||||||||
| Cheques Drawn on us | |||||||||
| Due to Insufficient Funds | Upto 2 instruments per month- Rs.300 per instrument. On 3rd / 4th & 5th instrument - Rs.500 per instrument 6th Instrument onwards- Rs.750 per instrument | ||||||||
| Due to Technical Reasons | No Charge | ||||||||
| Cheques Deposited Returned Unpaid | |||||||||
| Local | Rs.50/- per Instrument | ||||||||
| Accounts Not maintaining AQBAverage Quarterly Balance (AQB) is the average balance to be maintained in the account over a period of a quarter. as of Previous Quarter | Rs.100/- per Instrument | ||||||||
| Outstation | Rs.100/- per Instrument | ||||||||
| Doorstep Banking ** | |||||||||
| Cash Pickup Charges (within municipal city limits) | |||||||||
| Cash Pickup upto Rs 1 Lac | Rs 150/- per pickup | ||||||||
| Cash Pickup beyond Rs 1 Lac and upto Rs 2 Lac | Rs 200/- per pickup | ||||||||
| Cash Pickup beyond Rs 2 Lac and upto Rs 3 Lac | Rs 300/- per pickup | ||||||||
| Cash beyond the above limits can be offered, for further details on charges please contact your Branch Manager | |||||||||
| Cheque Pickup Charges | |||||||||
| On a monthly basis | Rs 300/- per month | ||||||||
| On a per call basis | Rs 25/- per call | ||||||||
| Cash Transactions | |||||||||
| Cash Deposit | |||||||||
| Cash Deposit-Home Branch Location | Free upto Rs.3 lacs per month or 25 transactions, whichever is lower. Deposit in excess of Rs.3 lacs or 25 transactions will be charged @ Rs.3 per 1000, minimum Rs.50 | ||||||||
| Limit on Inter-Branch deposits (Within Home Branch City | Cash deposit at non home Branches within home branch city subject to maximum of Rs.25,000 per account per day | ||||||||
| Cash Deposit -Non Home location | Maximum Rs.25,000/- per day. Charges @ Rs. 3.50/1000, min Rs. 50 | ||||||||
| Cash Withdrawal | |||||||||
| Cash Withdrawal-Home Branch | Free at Home Branch | ||||||||
| Cash Withdrawal-Non Home Branch-Intracity & Intracity | Free cash withdrawals upto Rs.25,000/- per day, beyond which charges @ Rs.2/1000, min Rs. 50/- (Only for incremental amount), Third party cash withdrawal allowed only up to maximum Rs.50,000/- per transaction. | ||||||||
| Miscellaneous | |||||||||
| Balance enquiry | Rs.25/- | ||||||||
| TDS Certificate | Free | ||||||||
| Balance Confirmation Certificate | Rs.50/- | ||||||||
| Interest Certificate | Rs. 50/- | ||||||||
| Cheque Status per instance | Rs. 25/- | ||||||||
| Photo attestation | Rs 100/- per instance | ||||||||
| Address Confirmation | Rs 100/- per instance | ||||||||
| Signature attestation | Rs 100/- per instance | ||||||||
| Setting up of Standing Instructions | Rs. 150/- | ||||||||
| Non Operational Account - Account with no customer initiated transaction in the account for past 1 year | Rs 50/- per quarter | ||||||||
| Any Deliverable returned by courier due to negative reasons (no such consignee/ consignee shifted and no such address) | Rs 50/- per instance | ||||||||
| TIN/IPIN Regeneration (requests received at the branch for physical dispatch) | Rs 50/- per instance | ||||||||
| SI rejects | Rs 200/- per instance | ||||||||
| Old Records / Copy of Paid Cheque | |||||||||
| Upto 1 Year | Rs.50 per record | ||||||||
| Above 1 Year | Rs.100 per record | ||||||||
| Common Charges for Debit / ATM Cards | |||||||||
| Replacement of damaged card | Free | ||||||||
| Replacement of Lost card | Rs.100 | ||||||||
| Copy Retrieval Request | Rs.100 | ||||||||
| Re-Issuance of PIN | Rs.50 (plus taxes) | ||||||||
| Transaction Charge--HDFC Bank ATM's | Balance Inquiry - Free | ||||||||
| Cash Withdrawal - Free | |||||||||
| Transaction Charge--Non HDFC Bank ATM's *** | |||||||||
| Domestic | Balance Inquiry - Free | ||||||||
| Cash Withdrawal - Rs.20 per transaction | |||||||||
| International | Balance Inquiry - Rs.15 per transaction | ||||||||
| Cash Withdrawal - Rs.110 per transaction | |||||||||
| Transaction Decline Charge (at Non HDFC Bank ATM's) | Rs. 25 per transaction | ||||||||
| Stop Payment Charges | |||||||||
| Particular cheque | Rs.50/- (FREE through Phone Banking) | ||||||||
| Range of cheques | Rs.100/- (FREE through Phone Banking) | ||||||||
| Account Closure: | |||||||||
| Up to 14 days | No Charge | ||||||||
| 15 days to 6 months | Rs 500/- | ||||||||
| 6 months upto 12 months | Rs 250/- | ||||||||
| Beyond 12 months | No Charge | ||||||||
| InstaAlert / Mobile Banking | |||||||||
| Insta Alert | Rs 50/- per quarter | ||||||||
| Transactions through PhoneBanking: | |||||||||
| Interactive Voice Response (IVR) | Free | ||||||||
| Non-IVR-Agent assisted-For accounts maintaining AQBAverage Quarterly Balance (AQB) is the average balance to be maintained in the account over a period of a quarter. | Free | ||||||||
| Non-IVR- Agent assisted - For accounts NOT maintaining AQBAverage Quarterly Balance (AQB) is the average balance to be maintained in the account over a period of a quarter. as of previous quarter and for transactions that are available on IVRInteractive voice response (IVR) is a technology that allows a computer to interact with humans through the use of voice and keypad inputs. | Rs.50/- per call | ||||||||
| ECS (Debit) Return Charges | - Rs 350/- would be levied on first instance of ECSStands for Electronic Clearing Service. It is a mode by which funds are automatically debited to your account every month to pay or a certain bill or fee. It helps so you don’t have to remember every month to pay your regular bills. It is only done after a standing instruction is given by the account holder. return in a quarter. - Rs 750/- would be levied, second instance onwards in the same quarter. |
||||||||
| Debit Card | Easy Shop | ATM Card | |||
|---|---|---|---|---|---|
| Business# | Regular | Gold | Women | ||
| Annual Fee per Card | Rs.250/- p.a. | Rs.100 p.a. | Rs.500 p.a | Rs.100 p.a. | Free |
| Daily ATM Limit | Rs.50,000 | Rs.25,000 | Rs.50,000 | Rs.25,000 | Rs. 10,000 |
| Daily Merchant Establishment Point of Sale Limit | Rs.75,000 | Rs.40,000 | Rs.75,000 | Rs.40,000 | NA |
| # Also available for partnership firms & limited company current accounts which have operating instructions as "Singly" | |||||
Click here to view charges applicable before 1st January, 2012
Click here to view charges applicable from Jan 2009 to September,2010
Click here to view charges applicable from 1st July 2007 to Jan 2009
W.e.f April 1, 2012, all fees and charges mentioned in the Tariffs, Charges or Fees Brochures will attract Service Tax @ 12% and Education Cess @ 3% of the service tax amount. The same will appear as separate debits in the statements.
+For accounts maintaining AQBAverage Quarterly Balance (AQB) is the average balance to be maintained in the account over a period of a quarter. less than Rs.25,000/- as of previous qtr will be charged Rs.25 each for next 3 montly statement
**Available at Select locations.You need to register with the Bank for availing these services, please contact your Branch Manager for further details.
***Charges applicable w.e.f 15th Oct '09. Inclusive of service tax and educational cess.
Have questions?
How is an HDFC Bank Premium account different from a Regular Current account offered by most banks?
An HDFC Bank Premium Current Account offers you a host of features that sets it apart from any Regular Current Accounts that most banks offer.
These features are:
- Free inter-city clearing between HDFC Bank branch locations (except Dahej) up to Rs.25 Lakhs per month.
- Up to 100 free payable-at-parThis means you only have to pay the amount written on the cheque and not the service charges that might otherwise be charged to you, especially when you send a cheque to someone out of your city or country. cheque leaves per month.
What are included in Bulk Transactions?
Bulk transactions include:
- Local Clearing Transactions
- Anywhere Clearing Transactions
- Local Fund Transfer Transactions
- Anywhere Fund Transfer Transactions,
What should I do in case I am unable to access my Company's Current Account?
If you are unable to access your company’s Current Account, it may be because you have entered an incorrect Customer Identification Number (Cust ID) to log into your NetBanking Account.
While opening Accounts of Companies, separate Customer IDs are created in the name of the Company as well as each of the Authorized Signatory(ies). The Authorised Signatory(ies) is distinct and has to be used to access NetBanking for the Company's Account.
For more details, Contact Us
What transactions are included as a part of the free inter-city clearing limit?
The following transactions comprise part of the free Inter-city clearing Limit:
- Cheques deposited into your account in other cities (in Local Clearing/within Bank)
- Inter-city payable-at-parThis means you only have to pay the amount written on the cheque and not the service charges that might otherwise be charged to you, especially when you send a cheque to someone out of your city or country. cheque issuances
With a Merchant Advantage Plus Current Account Ccan I make payments to my suppliers at HDFC Bank branches through a single cheque book?
Yes. When you open an account, you will be issued an at-par cheque book, which is payable at all our branches.
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