Other Accounts & Deposits
Issue At par cheques free of cost in over Indian towns and cities.
- Personal
- Products
- Accounts & Deposits
- Rural Accounts
- Kisan Club Savings account
Why choose this Account?
-
Exclusive Saving Account for Farmers
-
Inter Branch Banking
-
Free Personalized Cheque Book
How to operate this Account?
Contact Us
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What’s this Kisan Club Savings account all about?
Features
- Free Personalized Cheque Book.
- Free PAPPayable at par cheques. These cheques can be encashed anywhere in India, irrespective of the city they were issued in. Cheque Book (issued only on request).
- No Cheque Book Charges (issuance charges as per S&F brochure apply).
- Free International Debit Card for 1st Year. Inter Branch BankingBanking between different branches of the same bank.
- Free PhoneBanking, MobileBanking and NetBanking
- Free Passbook facility available at home branch for account holders
- Free Monthly email statements.
How to open this account?
Resident Individuals (sole or joint account) who are involved in the process of farming and own Agricultural Land can apply for a Kisan Club Savings Account.
We offer two options for account operation:
Option 1:
- Intial pay-in and *HYB (Half Year Balance) requirement of Rs.10,000 for urban branches.
- Intial pay-in and *HYB (Half Year Balance) requirement of Rs.5,000 for rural and semi urban branches.
- Charges on non-maintenance of HYB - Rs.750/- per half year.
Option 2:
- HYB NIL (A/c to be opened with IP of Rs.10,000 or Rs.5000 as applicable
- Fixed Deposit maintenance of Rs. 50,000/-.
- Charges on non-maintenance (Rs. 50,000 in FD or Rs.10,000 or Rs.5,000 as HYB - Rs.750/- per half year.
Kisan Club Saving Accounts opened till 30th Sept 2011 will be required to maintain an Average Quaterly Balance
The documents that you need to submit:
- Valid ID/ Address Proof.
- Cheque / Cash for Initial Pay-inInitial Pay-in: Initial Pay-in is the first amount that you need to deposit while opening an account.: Initial Pay-inInitial Pay-in: Initial Pay-in is the first amount that you need to deposit while opening an account. is the first amount that you need to deposit while opening an account..
What are the fees and charges?
| Description of Charges | Kisan Club Savings Account |
|---|---|
| Minimum Balance (Half Yearly Balance) Applicable for new accounts opened effective 1st Oct 2011 ( a/cs opened prior to this date will be under AQBAverage Quarterly Balance (AQB) is the average balance to be maintained in the account over a period of a quarter.) |
Rs.10,000 (Urban Branches) Rs.5000 (Semi Urban / Rural Branches). |
| Charges on non maintenance thereof | For Urban / Semi Urban / Rural branches:: Non maintenance of charges of Rs.750.00 per half year |
| Cheque Book | Free - 25 cheque leaves per calendar quarter Additional chequebook of 25 leaves will be charged @ Rs 50/- per chequebook |
| Account Statements - Free | Quarterly statements sent by post. |
| Passbook issuance* | Free |
| Duplicate passbook issuance* | Rs 100/- |
| Cheque Collection - Local Clearing Zone | Free |
| Balance Enquiry / Cheque Deposit / Mini Statement transactions on HDFC Bank ATMs | Free |
| Phonebanking | Free |
| Mobilebanking | Free |
| Netbanking | Free |
| International Debit Card | Free for 1st Year. Annual Charges Rs. 100 applicable from 2nd year onwards. |
| Debit Card - Replacement charges | Rs. 100 (plus taxes). |
| Inoperative Account - Account with no customer initiated transaction in the account for past 1 year | Rs 50/- per quarter |
| Any Deliverable returned by courier due to negative reasons (no such consignee/ consignee shifted and no such address) | Rs 50/- per instance |
| TIN/IPIN Regeneration (requests received at the branch for physical dispatch) | Rs 50/- per instance |
| SI rejects | Rs 200/- per instance |
| Cash Handling for cash deposit at home branch | For non-managed customers - Cash deposit value upto Rs 1 lakh/day - No charge - Above Rs 1 lakh - Rs 25/- per Rs 50,000 or part thereof. |
Click here to view charges applicable before 1st January 2012
*at home branch for account holders (individuals)
Other Charges as per S&F brochure apply.
As per the Finance Bill 2012, all fees and charges mentioned above will attract Service Tax @ 12% and Education Cess @ 3% of the service tax amount effective 1st April 2012.
Have questions?
How do I know my beneficiary's details for a cheque issued in my name (Kisan Club Savings account)?
To know your beneficiary’s details for a cheque issued by you / issuer name for a cheque credited in your account, please contact any of our bank branches.
To know about Service charges and fees click here.
For more details, Contact Us.
What are the charges for collection of outstation cheques?
To know the charges for collection of cheques levied in your account, click here to view the current schedule of charges. Kindly check under the following headings:
- Collection of outstation cheques - Our Bank Locations
- Collection of outstation cheques - Other Locations
These charges attract a Service Tax and an Educational Cess as applicable in terms of the current Finance Bill.
What is the time taken to realize outstation cheques?
The indicative time taken for the realization of outstation cheques is given below:
- Cheques drawn where HDFC Bank has a branch, credit will be given on receipt of clear funds in:
- Main metro locations (Mumbai, Chennai, Kolkata, New Delhi): 7 working days
- Metro centres and state capitals (other than those of North Eastern states and Sikkim): Maximum period of 10 working days.
- In all other centres where we have branches: Maximum period of 14 working days.
- Cheques drawn on non-branch locations where we have a tie-up with correspondent banks, credit will be given on receipt of clear funds:
- Within a maximum period of 14 working days
- Cheques drawn on non-branch locations where we do not have a tie-up with correspondent banks, credit will be given on receipt of clear funds:
- Within a maximum period of 14 working days
For more details on the outstation cheque collection policy, For other queries, Contact Us.
- Cheques drawn on non-branch locations where we do not have a tie-up with correspondent banks, credit will be given on receipt of clear funds:
- Within a maximum period of 14 working days
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What can you do online
- Request for Cheque books, stop cheque payments and get free monthly email statements.
- Enjoy the convenience of issuing Demand Drafts or transferring funds from your account to another HDFC Bank account or any other bank account using NEFTThis stands for National Electronic Funds Transfer (NEFT). It is a system that facilitates an individual or company to electronically transfer funds from any bank branch to any individual or company having an account with any other bank branch in the country..
Did you know?
- You can enjoy regular updates of your bank account on your mobile phone or via email through our Insta Alerts service.
- You can make transactions through your account anytime, anywhere via Phone Banking, NetBanking and Mobile Banking.
Contact Us
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Get started with your Kisan Club Savings Account
Have you received the Welcome Kit? Inside, you will find the confirmation letter for your Kisan Club Savings Account. You will also get an SMS for your Internet Banking activation.
Did you know?
- You can enjoy regular updates of your bank account on your mobile phone through our Insta Alerts service.
- You don’t need to restrict your banking to your location or to a time of the day. You can now make transactions through your account anytime, anywhere via Phone Banking, NetBanking and Mobile Banking.
You may also benefit from
- Fixed Deposits: Opt for higher interest rates, more security and financial flexibility by making long term investments in Fixed Deposits. With your NetBanking facility, you can book your Fixed Deposit account instantly. click here to know more.
- Recurring Deposits: Build your savings passively and secure yourself against unexpected financial volatility by putting away small fixed amounts in Recurring Deposits on a regular basis. Avail tax free interest on this amount. To know more about the benefits of having a Recurring Deposit, click here.
- Locker Services: You can store your valuables securely in our deposit-free lockers available at select branches across your city. Select locker facilities at any branch, irrespective of where your base branch is located. click here to know more about our Locker services.
Fees and Charges
| Description of Charges | Kisan Club Savings Account |
|---|---|
| Minimum Balance (Half Yearly Balance) Applicable for new accounts opened effective 1st Oct 2011 ( a/cs opened prior to this date will be under AQBAverage Quarterly Balance (AQB) is the average balance to be maintained in the account over a period of a quarter.) |
Rs.10,000 (Urban Branches) Rs.5000 (Semi Urban / Rural Branches). |
| Charges on non maintenance thereof | For Urban / Semi Urban / Rural branches:: Non maintenance of charges of Rs.750.00 per half year |
| Cheque Book | Free - 25 cheque leaves per calendar quarter Additional chequebook of 25 leaves will be charged @ Rs 50/- per chequebook |
| Account Statements - Free | Quarterly statements sent by post. |
| Passbook issuance* | Free |
| Duplicate passbook issuance* | Rs 100/- |
| Cheque Collection - Local Clearing Zone | Free |
| Balance Enquiry / Cheque Deposit / Mini Statement transactions on HDFC Bank ATMs | Free |
| Phonebanking | Free |
| Mobilebanking | Free |
| Netbanking | Free |
| International Debit Card | Free for 1st Year. Annual Charges Rs. 100 applicable from 2nd year onwards. |
| Debit Card - Replacement charges | Rs. 100 (plus taxes). |
| Inoperative Account - Account with no customer initiated transaction in the account for past 1 year | Rs 50/- per quarter |
| Any Deliverable returned by courier due to negative reasons (no such consignee/ consignee shifted and no such address) | Rs 50/- per instance |
| TIN/IPIN Regeneration (requests received at the branch for physical dispatch) | Rs 50/- per instance |
| SI rejects | Rs 200/- per instance |
| Cash Handling for cash deposit at home branch | For non-managed customers - Cash deposit value upto Rs 1 lakh/day - No charge - Above Rs 1 lakh - Rs 25/- per Rs 50,000 or part thereof. |
Click here to view charges applicable before 1st January 2012
*at home branch for account holders (individuals)
Other Charges as per S&F brochure apply.
As per the Finance Bill 2012, all fees and charges mentioned above will attract Service Tax @ 12% and Education Cess @ 3% of the service tax amount effective 1st April 2012.
Have questions?
How do I know my beneficiary's details for a cheque issued in my name (Kisan Club Savings account)?
To know your beneficiary’s details for a cheque issued by you / issuer name for a cheque credited in your account, please contact any of our bank branches.
To know about Service charges and fees click here.
For more details, Contact Us.
What is the time taken to realize outstation cheques?
The indicative time taken for the realization of outstation cheques is given below:
- Cheques drawn where HDFC Bank has a branch, credit will be given on receipt of clear funds in:
- Main metro locations (Mumbai, Chennai, Kolkata, New Delhi): 7 working days
- Metro centers and state capitals (other than those of North Eastern states and Sikkim): Maximum period of 10 working days.
- In all other centres where we have branches: maximum period of 14 working days.
- Cheques drawn on non-branch locations where we have a tie-up with correspondent banks, credit will be given on receipt of clear funds: Within a maximum period of 14 working days
- Cheques drawn on non-branch locations where we do not have a tie-up with correspondent banks, credit will be given on receipt of clear funds: Within a maximum period of 14 working days
For more details on the outstation cheque collection policy, click here. For other queries, Contact Us.
What are the charges for collection of outstation cheques?
To know the charges for collection of cheques levied in your account, click here to view the current schedule of charges. Kindly check under the following headings:
- Collection of outstation cheques - Our Bank Locations
- Collection of outstation cheques - Other Locations
These charges attract a Service Tax and an Educational Cess as applicable in terms of the current Finance Bill.
What is the time taken to realize outstation cheques?
The indicative time taken for the realization of outstation cheques is given below:
- Cheques drawn where HDFC Bank has a branch, credit will be given on receipt of clear funds in:
- Main metro locations (Mumbai, Chennai, Kolkata, New Delhi): 7 working days
- Metro centres and state capitals (other than those of North Eastern states and Sikkim): Maximum period of 10 working days.
- In all other centres where we have branches: Maximum period of 14 working days.
- Cheques drawn on non-branch locations where we have a tie-up with correspondent banks, credit will be given on receipt of clear funds:
- Within a maximum period of 14 working days
- Cheques drawn on non-branch locations where we do not have a tie-up with correspondent banks, credit will be given on receipt of clear funds:
- Within a maximum period of 14 working days
For more details on the outstation cheque collection policy, For other queries, Contact Us.
- Cheques drawn on non-branch locations where we do not have a tie-up with correspondent banks, credit will be given on receipt of clear funds:
- Within a maximum period of 14 working days
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