Other Accounts & Deposits
Acccess your account from
Branches and
ATMs in
Indian towns and cities.
- Personal
- Products
- Accounts & Deposits
- Salary Accounts
- Classic Salary Account
Features
- Zero Balance Savings Account
- Free cheque book
- Free e-mail Alerts (Insta Alerts) and BillPay facility
Benefits
- Free for life International Debit Card for the primary applicant
- Anywhere Banking across our extensive Branch and ATM network
Contact Us
Ahmedabad
Expand All
What are the features and benefits of a Classic Salary Account?
Features
- Zero Balance Savings Account
- Free regular cheque book @ 25 cheque leaves per quarter
- 5 Free transactions per month at Non- HDFC Bank ATMs in India
- Free lifetime International Debit Card for the primary applicant with an ATM cash withdrawal limit of Rs. 25,000 per day and POSPoint of Sale usage limit of Rs. 40,000 per day.
- Free Half Yearly Account Statements
- Free Monthly Account statements by e-mail (Optional)
- Free Passbook facility available at home branch for account holders.
- Free DDs / MCs up to Rs. 25,000 per instrument, payable at HDFC Bank locations
- Free e-mail alerts (InstaAlerts Facility)
- Free Utility payments facility (BillPay)
- Free PhoneBanking, MobileBanking and NetBanking
- Electronic Funds Transfer options (NEFT / RTGS)
- Bank conveniently with facilities like NetBanking, Phonebanking and MobileBanking – check your account balance, pay utility bills or stop cheque payments all via SMS.
* Terms and Conditions apply
What are the fees and charges applicable?
| Description of Charges | Classic Salary Account | ||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Minimum Balance (Average Monthly Balance) | NIL | ||||||||||||||||||
| Charges on non maintenance thereof | NIL | ||||||||||||||||||
| PAP Cheque book | Free - 25 cheque leaves per calendar quarter Additional chequebook of 25 leaves will be charged @ Rs 50/- per chequebook |
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| PAP Cheque book usage charges | No Charges | ||||||||||||||||||
| Account Statements - Free | Monthly statements to be Collected from branch. Half yearly statements sent by post |
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| Issue of duplicate / adhoc statements | - Branch Rs 100/- PhoneBanking ( Non IVRInteractive voice response (IVR) is a technology that allows a computer to interact with humans through the use of voice and keypad inputs.) - Rs.75/- NetBanking , Mobile Banking, PhoneBanking - IVRInteractive voice response (IVR) is a technology that allows a computer to interact with humans through the use of voice and keypad inputs. & ATM - Rs 50/- |
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| Hold Statement | Rs. 400 per year | ||||||||||||||||||
| Passbook issuance* | Free | ||||||||||||||||||
| Duplicate passbook issuance* | Rs 100/- | ||||||||||||||||||
| Managers Cheques / Demand Drafts- Issuance / Re-issuance - On HDFC Bank Locations |
|
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| Managers Cheque/Demand Drafts - Cancellation / Revalidation | Rs. 50 Rs. 40 (Senior Citizens / Individuals in Rural areas.) |
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| Demand Drafts- Issued - On Non HDFC Bank Locations |
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| Cheque Collection - Local Clearing Zone | Free | ||||||||||||||||||
| Collection of outstation cheques - our bank locations |
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| Collection of outstation cheques - other locations |
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| Cheque return charges drawn on us - Local |
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| Cheques deposited returned unpaid | Charge of Rs 100/- per instance would be levied | ||||||||||||||||||
| Balance Enquiry - at Branch | Free | ||||||||||||||||||
| Balance Certificate | Current year - Free, Previous year - Rs. 50 | ||||||||||||||||||
| Interest Certificate | Rs. 50 | ||||||||||||||||||
| TDS Certificate | Free | ||||||||||||||||||
| Account Closure | Upto 14 days - No Charge 15 days upto 12 months - Rs 500/- Beyond 12 months - No Charge |
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| Photo Attestation | Rs 100/- per instance | ||||||||||||||||||
| Signature Attestation | Rs 100/- per instance | ||||||||||||||||||
| Address Confirmation | Rs 50/- per instance | ||||||||||||||||||
| Stop Payment Charges | Particular Cheque - Rs. 50 (Free through PhoneBanking and NetBanking), Range of Cheques - Rs. 100 (Free through PhoneBanking and NetBanking) |
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| Standing Instructions | Setting up Rs. 150, Rs. 25 per transaction plus remittanceRemittance is any form of money transfer or payment done from one's working country to home country. Depending on the difference in currency rates and the amount to be transferred, the charges on remittance are also different. charge | ||||||||||||||||||
| Unarranged overdraft | Rs 100 per Occasion + 18% Interest p.a | ||||||||||||||||||
| Old records/copy of paid cheques | Upto 1 year - Rs. 50 per record, Above 1 year - Rs. 100 per record | ||||||||||||||||||
| Activation of dormant account | No charges | ||||||||||||||||||
| Branch transactions (Includes only Cheque deposit/Cheque issuance/Funds Transfer Debit/NEFT/RTGS) | - In case the AMB in the account is above Rs 50,000/- No charges would be levied - In case the AMB is between the requisite product AMB and Rs 50,000/- 15 txn free/month would be permitted and charge of Rs 75/- per txn would be levied 16th transaction onwards. |
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| Cash Transaction at Branch | 5 free cash transactions per month would be permitted and Rs 100/- per txn would be levied 6th transaction onwards. | ||||||||||||||||||
| Self cash transactions at home branch through teller counters | |||||||||||||||||||
| Self cash transactions at non-home branch through teller counters | |||||||||||||||||||
| Third party cash transactions at home city through teller counters | |||||||||||||||||||
| Third party cash transactions at non-home city through teller counters | Upto a limit of Rs.50,000 per day - Rs.100 (plus taxes). Above Rs.50,000 - Not allowed | ||||||||||||||||||
| Local Cheque deposited for outstation accounts | Free | ||||||||||||||||||
| Phonebanking - IVRInteractive voice response (IVR) is a technology that allows a computer to interact with humans through the use of voice and keypad inputs. | Free | ||||||||||||||||||
| Phonebanking - Non IVRInteractive voice response (IVR) is a technology that allows a computer to interact with humans through the use of voice and keypad inputs. | Free | ||||||||||||||||||
| ATM Card | Free | ||||||||||||||||||
| ATM Card - Replacement charges | Rs. 100 (plus taxes) | ||||||||||||||||||
| ATM Card - Transaction Charge - Non HDFC Bank ATM | Free for first 5 transaction in a month From 6th transaction onwards - Cash withdrawal - Rs. 20 (inclusive of taxes) per transaction Non Financial Transaction - Rs. 8.50 (exclusive of taxes) per transaction |
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| Debit Card - Annual Fee - Regular | Free | ||||||||||||||||||
| Debit Card - Annual Fee - Titanium | Rs. 250 per year (plus taxes) | ||||||||||||||||||
| Debit Card - Annual Fee - Titanium Royale | Rs. 400 per year (plus taxes) | ||||||||||||||||||
| Debit Card - Annual Fee - Gold / Platinum | Rs. 500 per year (plus taxes) | ||||||||||||||||||
| Debit Card - Annual Fee - Women's Card | Free | ||||||||||||||||||
| Debit Card - Renewal Fee - Regular | Free | ||||||||||||||||||
| Debit Card - Renewal Fee - Titanium | Rs. 250 per year (plus taxes) | ||||||||||||||||||
| Debit Card - Renewal Fee - Titanium Royale | Rs. 400 per year (plus taxes) | ||||||||||||||||||
| Debit Card - Renewal Fee - Gold / Platinum | Rs. 500 per year (plus taxes) | ||||||||||||||||||
| Debit Card - Renewal Fee - Women's Card | Free | ||||||||||||||||||
| Debit Card - Replacement charges | Replacement of a damaged card - No charges & Replacement of a lost card - Rs. 100 (plus taxes) (for all card types) | ||||||||||||||||||
| Debit Card - Transaction Charge - HDFC Bank ATMs | Free | ||||||||||||||||||
| Debit Card - Transaction Charge - Non HDFC Bank Domestic ATMs | A total of 5 free ATM Financial and Non-Financial transactions per month Additional transactions Rs. 20/- (inclusive of taxes) per transaction for ATM Cash Withdrawals Rs. 8.50/- (exclusive of taxes) per transaction for ATM Non Financial transactions |
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| Debit Card - Transaction Charge - Non HDFC Bank International ATMs | Rs. 15 per balance enquiry & Rs. 110 per cash withdrawal (plus taxes) | ||||||||||||||||||
| PIN regeneration charge | Rs. 50 (plus taxes) | ||||||||||||||||||
| Decline charge for insufficient balance | Transactions declined at other Bank ATMs anywhere in the world or at a Merchant outlet outside India due to insufficient funds will be charged at Rs. 25 per transaction (plus taxes) | ||||||||||||||||||
| Add-on Debit Card - Regular | Rs. 100 per year (plus taxes) | ||||||||||||||||||
| Add-on Debit Card - Gold Card / Platinum | Rs. 500 per year (plus taxes) | ||||||||||||||||||
| Add-on Debit Card - Women's Card | Rs. 100 per year (plus taxes) | ||||||||||||||||||
| Add-on Debit Card - Titanium | Rs. 250 per year (plus taxes) | ||||||||||||||||||
| Add-on Debit Card - Titanium Royale | Rs. 400 per year (plus taxes) | ||||||||||||||||||
| BillPay | Free | ||||||||||||||||||
| InstaPay | Rs. 10 (plus taxes) per transaction | ||||||||||||||||||
| Insta Aerts on SMS | Rs. 15/- per quarter | ||||||||||||||||||
| Insta Aerts on Email | Free | ||||||||||||||||||
| Visa Money Transfer | Rs. 20 (plus taxes) per transaction | ||||||||||||||||||
| NEFT Charges - Inward | NIL | ||||||||||||||||||
| NEFT Charges- outward |
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| NEFT Charges for Indo Nepal transactions | Customers having NSBL*A/c - Rs 20/- Customers having Non-NSBL* A/c: Upto Rs 5,000 - Rs 70/- Above Rs 5,000 - Rs 95/- * Nepal State Bank Ltd |
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| RTGS - Outward |
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| RTGS - Inward | NIL | ||||||||||||||||||
| Mobilebanking | Free | ||||||||||||||||||
| Netbanking | Free | ||||||||||||||||||
| ECS (Debit) Return Charges | - Rs 350/- would be levied on first instance of ECSStands for Electronic Clearing Service. It is a mode by which funds are automatically debited to your account every month to pay or a certain bill or fee. It helps so you don’t have to remember every month to pay your regular bills. It is only done after a standing instruction is given by the account holder. return in a quarter. - Rs 750/- would be levied, second instance onwards in the same quarter. |
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| Non Operational Account - Account with no customer initiated transaction in the account for past 1 year | Rs 50/- per quarter | ||||||||||||||||||
| Any Deliverable returned by courier due to negative reasons (no such consignee/ consignee shifted and no such address) | Rs 50/- per instance | ||||||||||||||||||
| TIN/IPIN Regeneration (requests received at the branch for physical dispatch) | Rs 50/- per instance | ||||||||||||||||||
| SI rejects | Rs 200/- per instance | ||||||||||||||||||
| Cash Handling for cash deposit at home branch | For non-managed customers - Cash deposit value upto Rs 1 lakh/day - No charge - Above Rs 1 lakh - Rs 25/- per Rs 50,000 or part thereof. Charge will be levied for the full amount. |
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Click here to view charges applicable before 1st January 2012
*at home branch for account holders (individuals)
Effective 1st April 2012, all fees and charges, mentioned in the Tariff of charges, will attract Service Tax @12% and Education Cess @3% of the Service Tax amount.
Have questions?
What are the documents required to open a Salary Account with HDFC Bank?
- Employment Confirmation from your company
- Photo ID
- Address Proof Address Proof (If communication address is not office address)
Can I use my existing Salary Account if I have changed employers ?
Yes, the same account can be continued subject to your new employer having a Corporate Salary arrangement with HDFC Bank. Kindly submit your new employment confirmation from your company to the bank
Is employment confirmation mandatory for me to open a Classic Salary Account?
Yes, employment confirmation is required to ensure that you are an employee of the company.
Is address proof a mandatory requirement ?
Address proof is mandatory, if communication address in not office address.
Can a Company ID card be accepted as a Photo ID document ?
No, a Company ID cannot be accepted as a Photo ID document. A government issued photo ID card is mandatory.
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What can you do online?
- Download/Request for an account statement through NetBanking
- Transfer funds through NEFTThis stands for National Electronic Funds Transfer (NEFT). It is a system that facilitates an individual or company to electronically transfer funds from any bank branch to any individual or company having an account with any other bank branch in the country./RTGS
- Request for a DD or a cheque book
- Stop Payment on a cheque
- Apply for an IPO
- Open a new Fixed Deposit, liquidate an existing Fixed deposit or use the Fixed Deposit sweep-in facilityThe Sweep-in facility, allows you to transfer money from your savings account into a fixed deposit or vice-versa. You can have this done by a standing instruction, if the money in the account goes above or falls below a limit you have decided upon. You can also gain the high interest rates that come with a Fixed Deposit, along with the liquidity of a savings Account.
- Inquire about your TDSThis stands for Tax Deducted at Source, which means the tax you have to pay on your salary is already deducted and the net amount is received by you.
Did you know?
- By ensuring regular Salary Credits, you can enjoy all the benefits of a Salary Account
- You can pay your utility bills online through the free BillPay facility.
Contact us
Ahmedabad
Expand All
Get started with your Classic Salary Account
Have you got your Welcome Kit? Inside your welcome kit you should find a:
- Welcome Letter – This is to welcome you as an HDFC Bank Classic Salary account customer so you can enjoy all the privileges and services we offer.
- Cheque book – You will get a free cheque book in your welcome kit. You can apply for additional cheque books. Please check the fees and charges.
- Debit Card – To make payments, withdraw cash and perform various other transactions quickly and easily.
- Debit Card Password–This is your four digit secret password that allows you to use your Debit card to withdraw money from any HDFC Bank ATM. If you have received an Insta kit, your Debit Card password will be in this kit or it will be sent to your registered address separately.
- Net Banking Password (IPIN) – This is your secret password that allows you to access your account details online and to conduct transactions through NetBanking.
- PhoneBanking Password (TIN) – This is a secret password that allows you to access your account details through Phone Banking.
Did you know?
- By ensuring regular salary credits you can enjoy all the benefits of a Salary Account.
- You can register for and activate your NetBanking facility so as to access your account details online as well conduct any transactions you wish to through the net.
- You can register for the free BillPay facility to pay utility bills (e.g. telephone, electricity, mobile, etc.) easily and securely from the comfort of your home or office.
You can also benefit from
- A Titanium Debit Card or a Titanium Royale Debit Card to enjoy higher limits and other features offered on the card
- NetBanking facility by registering and activating the facility. Click here
Fees and Charges
| Description of Charges | Classic Salary Account | ||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Minimum Balance (Average Monthly Balance) | NIL | ||||||||||||||||||
| Charges on non maintenance thereof | NIL | ||||||||||||||||||
| PAP Cheque book | Free - 25 cheque leaves per calendar quarter Additional chequebook of 25 leaves will be charged @ Rs 50/- per chequebook |
||||||||||||||||||
| PAP Cheque book usage charges | No Charges | ||||||||||||||||||
| Account Statements - Free | Monthly statements to be Collected from branch. Half yearly statements sent by post |
||||||||||||||||||
| Issue of duplicate / adhoc statements | - Branch Rs 100/- PhoneBanking ( Non IVRInteractive voice response (IVR) is a technology that allows a computer to interact with humans through the use of voice and keypad inputs.) - Rs.75/- NetBanking , Mobile Banking, PhoneBanking - IVRInteractive voice response (IVR) is a technology that allows a computer to interact with humans through the use of voice and keypad inputs. & ATM - Rs 50/- |
||||||||||||||||||
| Hold Statement | Rs. 400 per year | ||||||||||||||||||
| Passbook issuance* | Free | ||||||||||||||||||
| Duplicate passbook issuance* | Rs 100/- | ||||||||||||||||||
| Managers Cheques / Demand Drafts- Issuance / Re-issuance - On HDFC Bank Locations |
|
||||||||||||||||||
| Managers Cheque/Demand Drafts - Cancellation / Revalidation | Rs. 50 Rs. 40 (Senior Citizens / Individuals in Rural areas.) |
||||||||||||||||||
| Demand Drafts- Issued - On Non HDFC Bank Locations |
|
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| Cheque Collection - Local Clearing Zone | Free | ||||||||||||||||||
| Collection of outstation cheques - our bank locations |
|
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| Collection of outstation cheques - other locations |
|
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| Cheque return charges drawn on us - Local |
|
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| Cheques deposited returned unpaid | Charge of Rs 100/- per instance would be levied | ||||||||||||||||||
| Balance Enquiry - at Branch | Free | ||||||||||||||||||
| Balance Certificate | Current year - Free, Previous year - Rs. 50 | ||||||||||||||||||
| Interest Certificate | Rs. 50 | ||||||||||||||||||
| TDS Certificate | Free | ||||||||||||||||||
| Account Closure | Upto 14 days - No Charge 15 days upto 12 months - Rs 500/- Beyond 12 months - No Charge |
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| Photo Attestation | Rs 100/- per instance | ||||||||||||||||||
| Signature Attestation | Rs 100/- per instance | ||||||||||||||||||
| Address Confirmation | Rs 50/- per instance | ||||||||||||||||||
| Stop Payment Charges | Particular Cheque - Rs. 50 (Free through PhoneBanking and NetBanking), Range of Cheques - Rs. 100 (Free through PhoneBanking and NetBanking) |
||||||||||||||||||
| Standing Instructions | Setting up Rs. 150, Rs. 25 per transaction plus remittanceRemittance is any form of money transfer or payment done from one's working country to home country. Depending on the difference in currency rates and the amount to be transferred, the charges on remittance are also different. charge | ||||||||||||||||||
| Unarranged overdraft | Rs 100 per Occasion + 18% Interest p.a | ||||||||||||||||||
| Old records/copy of paid cheques | Upto 1 year - Rs. 50 per record, Above 1 year - Rs. 100 per record | ||||||||||||||||||
| Activation of dormant account | No charges | ||||||||||||||||||
| Branch transactions (Includes only Cheque deposit/Cheque issuance/Funds Transfer Debit/NEFT/RTGS) | - In case the AMB in the account is above Rs 50,000/- No charges would be levied - In case the AMB is between the requisite product AMB and Rs 50,000/- 15 txn free/month would be permitted and charge of Rs 75/- per txn would be levied 16th transaction onwards. |
||||||||||||||||||
| Cash Transaction at Branch | 5 free cash transactions per month would be permitted and Rs 100/- per txn would be levied 6th transaction onwards. | ||||||||||||||||||
| Self cash transactions at home branch through teller counters | |||||||||||||||||||
| Self cash transactions at non-home branch through teller counters | |||||||||||||||||||
| Third party cash transactions at home city through teller counters | |||||||||||||||||||
| Third party cash transactions at non-home city through teller counters | Upto a limit of Rs.50,000 per day - Rs.100 (plus taxes). Above Rs.50,000 - Not allowed | ||||||||||||||||||
| Local Cheque deposited for outstation accounts | Free | ||||||||||||||||||
| Phonebanking - IVRInteractive voice response (IVR) is a technology that allows a computer to interact with humans through the use of voice and keypad inputs. | Free | ||||||||||||||||||
| Phonebanking - Non IVRInteractive voice response (IVR) is a technology that allows a computer to interact with humans through the use of voice and keypad inputs. | Free | ||||||||||||||||||
| ATM Card | Free | ||||||||||||||||||
| ATM Card - Replacement charges | Rs. 100 (plus taxes) | ||||||||||||||||||
| ATM Card - Transaction Charge - Non HDFC Bank ATM | Free for first 5 transaction in a month From 6th transaction onwards - Cash withdrawal - Rs. 20 (inclusive of taxes) per transaction Non Financial Transaction - Rs. 8.50 (exclusive of taxes) per transaction |
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| Debit Card - Annual Fee - Regular | Free | ||||||||||||||||||
| Debit Card - Annual Fee - Titanium | Rs. 250 per year (plus taxes) | ||||||||||||||||||
| Debit Card - Annual Fee - Titanium Royale | Rs. 400 per year (plus taxes) | ||||||||||||||||||
| Debit Card - Annual Fee - Gold / Platinum | Rs. 500 per year (plus taxes) | ||||||||||||||||||
| Debit Card - Annual Fee - Women's Card | Free | ||||||||||||||||||
| Debit Card - Renewal Fee - Regular | Free | ||||||||||||||||||
| Debit Card - Renewal Fee - Titanium | Rs. 250 per year (plus taxes) | ||||||||||||||||||
| Debit Card - Renewal Fee - Titanium Royale | Rs. 400 per year (plus taxes) | ||||||||||||||||||
| Debit Card - Renewal Fee - Gold / Platinum | Rs. 500 per year (plus taxes) | ||||||||||||||||||
| Debit Card - Renewal Fee - Women's Card | Free | ||||||||||||||||||
| Debit Card - Replacement charges | Replacement of a damaged card - No charges & Replacement of a lost card - Rs. 100 (plus taxes) (for all card types) | ||||||||||||||||||
| Debit Card - Transaction Charge - HDFC Bank ATMs | Free | ||||||||||||||||||
| Debit Card - Transaction Charge - Non HDFC Bank Domestic ATMs | A total of 5 free ATM Financial and Non-Financial transactions per month Additional transactions Rs. 20/- (inclusive of taxes) per transaction for ATM Cash Withdrawals Rs. 8.50/- (exclusive of taxes) per transaction for ATM Non Financial transactions |
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| Debit Card - Transaction Charge - Non HDFC Bank International ATMs | Rs. 15 per balance enquiry & Rs. 110 per cash withdrawal (plus taxes) | ||||||||||||||||||
| PIN regeneration charge | Rs. 50 (plus taxes) | ||||||||||||||||||
| Decline charge for insufficient balance | Transactions declined at other Bank ATMs anywhere in the world or at a Merchant outlet outside India due to insufficient funds will be charged at Rs. 25 per transaction (plus taxes) | ||||||||||||||||||
| Add-on Debit Card - Regular | Rs. 100 per year (plus taxes) | ||||||||||||||||||
| Add-on Debit Card - Gold Card / Platinum | Rs. 500 per year (plus taxes) | ||||||||||||||||||
| Add-on Debit Card - Women's Card | Rs. 100 per year (plus taxes) | ||||||||||||||||||
| Add-on Debit Card - Titanium | Rs. 250 per year (plus taxes) | ||||||||||||||||||
| Add-on Debit Card - Titanium Royale | Rs. 400 per year (plus taxes) | ||||||||||||||||||
| BillPay | Free | ||||||||||||||||||
| InstaPay | Rs. 10 (plus taxes) per transaction | ||||||||||||||||||
| Insta Aerts on SMS | Rs. 15/- per quarter | ||||||||||||||||||
| Insta Aerts on Email | Free | ||||||||||||||||||
| Visa Money Transfer | Rs. 20 (plus taxes) per transaction | ||||||||||||||||||
| NEFT Charges - Inward | NIL | ||||||||||||||||||
| NEFT Charges- outward |
|
||||||||||||||||||
| NEFT Charges for Indo Nepal transactions | Customers having NSBL*A/c - Rs 20/- Customers having Non-NSBL* A/c: Upto Rs 5,000 - Rs 70/- Above Rs 5,000 - Rs 95/- * Nepal State Bank Ltd |
||||||||||||||||||
| RTGS - Outward |
|
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| RTGS - Inward | NIL | ||||||||||||||||||
| Mobilebanking | Free | ||||||||||||||||||
| Netbanking | Free | ||||||||||||||||||
| ECS (Debit) Return Charges | - Rs 350/- would be levied on first instance of ECSStands for Electronic Clearing Service. It is a mode by which funds are automatically debited to your account every month to pay or a certain bill or fee. It helps so you don’t have to remember every month to pay your regular bills. It is only done after a standing instruction is given by the account holder. return in a quarter. - Rs 750/- would be levied, second instance onwards in the same quarter. |
||||||||||||||||||
| Non Operational Account - Account with no customer initiated transaction in the account for past 1 year | Rs 50/- per quarter | ||||||||||||||||||
| Any Deliverable returned by courier due to negative reasons (no such consignee/ consignee shifted and no such address) | Rs 50/- per instance | ||||||||||||||||||
| TIN/IPIN Regeneration (requests received at the branch for physical dispatch) | Rs 50/- per instance | ||||||||||||||||||
| SI rejects | Rs 200/- per instance | ||||||||||||||||||
| Cash Handling for cash deposit at home branch | For non-managed customers - Cash deposit value upto Rs 1 lakh/day - No charge - Above Rs 1 lakh - Rs 25/- per Rs 50,000 or part thereof. Charge will be levied for the full amount. |
||||||||||||||||||
Click here to view charges applicable before 1st January 2012
*at home branch for account holders (individuals)
Effective 1st April 2012, all fees and charges, mentioned in the Tariff of charges, will attract Service Tax @12% and Education Cess @3% of the Service Tax amount.
Have questions?
Can I use my existing Salary Account if I have changed employers ?
Yes, the same account can be continued subject to your new employer having a Corporate Salary arrangement with HDFC Bank. Kindly submit your new employment confirmation from your company to the bank
What is the time taken to realize outstation cheques?
The indicative time taken for the realization of out-station cheques is given below:
- Cheques drawn where HDFC Bank has a branch, credit will be given on receipt of clear funds in:
- Main metro locations (Mumbai, Chennai, Kolkata, New Delhi): 7 working days
- Metro centers and state capitals (other than those of North Eastern states and Sikkim): Maximum period of 10 working days.
- In all other centers where we have branches: maximum period of 14 working days.
- Cheques drawn on non-branch locations where we have a tie-up with correspondent bank, credit will be given on receipt of clear funds:
- Within a maximum period of 14 working days
- Cheques drawn on non-branch locations where we do not have a tie-up with correspondent bank, credit will be given on receipt of clear funds:
- Within a maximum period of 14 working days
For more details on the outstation cheque collection policy, click here
For other queries, Contact Us
How do I know my beneficiary's details for a cheque issued in my name?
To know your beneficiary's details for a cheque issued by you / issuer name for a cheque credited in your account, please contact any of our bank branches. To download a Service Brochure, click here For more details, Contact Us
What is the procedure to add/modify or delete a nominee for all my accounts and deposits?
To add/modify or delete a nominee you will need to fill the nomination form and submit it to your nearest branch. The branch will assist you after the form has been submitted by you.For more details, Contact Us
What is the time taken to realize outstation cheques?
The indicative time taken for the realization of outstation cheques is given below:
- Cheques drawn where HDFC Bank has a branch, credit will be given on receipt of clear funds in:
- Main metro locations (Mumbai, Chennai, Kolkata, New Delhi): 7 working days
- Metro centers and state capitals (other than those of North Eastern states and Sikkim): Maximum period of 10 working days.
- In all other centres where we have branches: maximum period of 14 working days.
- Cheques drawn on non-branch locations where we have a tie-up with correspondent banks, credit will be given on receipt of clear funds: Within a maximum period of 14 working days
- Cheques drawn on non-branch locations where we do not have a tie-up with correspondent banks, credit will be given on receipt of clear funds: Within a maximum period of 14 working days
For more details on the outstation cheque collection policy, click here. For other queries, Contact Us.
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