Business Platinum Credit Card

Features

  • Exclusive lounge access
  • Attractive Business Savings
  • Worldwide acceptance

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Offers and Specials

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Contact Number
Ahmedabad
61606161

What are the features and benefits of a Business Platinum Credit Card?

Features

You will get some exclusive features and benefits with your HDFC Bank Business Platinum Credit Card

  • Cash back on All* spends
    • You get 1% Cash back for all retail spends on minimum statement balance of Rs.50,000 or
    • You get 0.5% Cash back for all retail spends on minimum statement balance of Rs.10,000
    • *Cash back is not applicable for fuel spends. Cash back amount would reflect in the subsequent statement

  • Additional savings when you travel Abroad
    Flat 1% Cash back on International spends of Rs. 10,000 or more in a statement cycle.
    Cash back amount would reflect in the subsequent statement
  • Fuel surcharge waiver
    Fuel Surcharge Waiver capped at Rs. 500 every billing cycle (ST applicable).

    Refer following Business Savings Indicators (based of hypothetical expense estimates) for better understanding Business Saving features of Business Platinum Credit Card.

    Example1: Your statement balance for Apr'13 is Rs. 1,50,000 & spends breakup as follows.

    Spend category
    Monthly Expenses
    (in Rs.)
    Business Platinum Card Offer
    Monthly Savings
    (in Rs.)
    Retail
    65,000
    1% Cash back on retail spends 650
    International Spends
    40,000 1% Cash back on Int. spends of
    Rs. 10,000 or more in statement cycle
    400
    Fuel 15,000 Surcharge Waiver
    (all txn between Rs. 400 to Rs. 5000)
    375
    Total
    1,20,000
      1,425

    Example2: Your statement balance for Apr'13 is Rs. 55,000 & spends breakup as follows.

    Spend category
    Monthly Expenses (in Rs.)
    Business Platinum Card Offer
    Monthly Savings (in Rs.)
    Retail
    50,000 1% Cash back on retail spends 500
    International Spends
    5,000 1% Cash back on Int. spends of
    Rs. 10,000 or more in statement cycle
    0
    Total
    55,000   500

    Example3: Your statement balance for Apr'13 is Rs. 40,000 and spends as follows.

    Spend category
    Monthly Expenses (in Rs.)Business Platinum Card Offer
    Monthly Savings (in Rs.)
    Retail
    50,000
    0.5% Cash back 250
    International Spends
    5,000 1% Cash back on Int. spends of
    Rs. 10,000 or more in statement cycle
    0
    Fuel 10,000 Fuel Surcharge 250
    Total
    65,000
      500
  • Exclusive lounge access
    Enjoy a unique offer on your Business Platinum Credit Card and get access to airport lounges at various airports in India.
      -  If you hold a MasterCard Business Platinum Card - Click here for details.
      -  If you hold a Visa Business Platinum Card - Click here for details.
  • Higher Credit limit
    Get up to Rs.20 lacs as credit limit on the card basis the company / business financials.
  • Revolving credit
    Pay a minimum amount, which is 5% (subject to a minimum amount of Rs.200) of your total bill amount or any higher amount that is convenient, and carry the balance forward to subsequent months. Pay just a nominal charge of just 3.25% per month (39% annually).
  • Interest free credit
    Avail of up to 50 interest free days from the date of purchase (subject to the submission of the charge by the Merchant).
  • Worldwide acceptance
    Accepted at over 23 million Merchant Establishments around the world, including 110,000 Merchant Establishments in India.
  • Cash at your fingertips
    When you need cash, just step into any HDFC Bank ATM or MasterCard Member ATM and withdraw cash up to 40% of your credit limit at a very nominal charge.
  • Zero liability on lost card
    If you happen to lose your Card, report it immediately to our 24-hour call centre. After reporting the loss, you carry zero liability on any fraudulent transactions on your card.

From 15th March 2012, Business Platinum card features are changed with the Business savings features mentioned above.

What are the fees and charges applicable on a Business Platinum Credit Card?

Please click here to see the fees and charges applicable on your Business Platinum Credit Card.

Learn About EMV Chip Credit Cards

HDFC Bank welcomes you to the world of EMV Chip with new Business Platinum Chip Credit Card.

What is EMV Chip?
This is a small microchip embedded in your Business Platinum Chip Credit Card. It is encrypted so transactions with your chip Credit Card become more secure. EMV Chip technology provides you with enhanced security.

At HDFC Bank, we understand your need for safer and more secure transactions. With HDFC Bank’s Business Platinum Chip Credit Card your credit card transactions are more secure.

How does it improve security?
Chip Credit Card processes your data with unparalleled security and it is virtually impossible to copy or tamper with. It also protects your card against counterfeiting and skimming.

A Must On Your International Tours
Your International travel and shopping experience should always be secure. Here's where your Business Platinum Chip Credit Card will be very useful.

Business Platinum Chip Credit Card enables you to travel the world, dine at the finest restaurants, shop at the best places and soak in and enjoy the best experiences from around the world without having to worry about security of your transactions. It helps protect you from fraudsters, forgers and all other security risks that you may face while using your Credit Card.

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