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Merchant Services
Overview
Features & Benefits
Payment Gateway
Merchant Product Offerings
Marketing and Other Support
Merchant Services
Merchant Product Offerings

HDFC Bank Merchant Services is the national leader in electronic payment solutions. We give a competitive edge to businesses and financial institutions, by offering a complete portfolio of systems, services and innovative products to meet the ever-changing market dynamics.

Card Acceptance:

On the EDC terminals provided by HDFC Bank, all cards issued under the following brands can be accepted by your outlets
Visa (Credit)
MasterCard (Credit)
Visa Electron (Debit)
Maestro (Debit)

As part of our terminal sharing arrangement with American Express, you can also accept American Express Cards on our terminals. However you need to have a Merchant relationship with American Express directly and communicate with American Express to have this activated on the HDFC Bank Terminal.

Technology infrastructure:
HDFC Bank would install the state of the art latest generation EDC terminals on which you can accept all signature-based cards. The entire service is backed by superior technology infrastructure in terms of the network, systems and processes.

Payment Options:
Payment can be made by credit to current account with the bank or manager's cheque

Personalised service:
We offer personalised service to our Merchants. One merchant relationship officer is designated for taking care of the relationship with our merchants. This officer will be the one point contact in the bank for all issues relating to your merchant account.


For more details, write in to us at hdfcbank.meservices@hdfcbank.com and we will get back to you.

Working Capital Finance
At HDFC bank understanding a customer's requirement and fulfilling it with innovative product solutions is a way of life. We understand that businesses need working capital to run day to day operations and to fund your business expansion. We have products which can be structured to suit your business loan requirements.
We are a bank with substantial appetite for recognised credits.We can offer you working capital finance by way of cash credit or loans suitably structured to your needs and your risk profile in consortium or as a sole banker.


For more details, write in to us at hdfcbank.meservices@hdfcbank.com and we will get back to you.

Working Capital Finance
Cash Management Services