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You are here: Personal Banking > Payment Services > e-Monies Electronic Funds Transfer         

emonies
Features & Benefits
Fees & Charges
FAQs
Credit Card Payments
Steps for transaction through NEFT
Additional FAQs by RBI
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HDFC Bank is proud to introduce e-Monies National Electronic Funds Transfer Service. Through this facility you can now transfer funds to other Bank accounts or make your credit card payments for any bank across India at your own convenience through HDFC Bank's NetBanking facility.

Benefits
Faster- Faster and more convenient than sending Demand Drafts / Cheques / Telegraphic Transfers.
Easier -Forget long queues and time-consuming DDs, cheques and pay orders! No need to visit the bank branch and search for a courier.
Reach - No Geographical limitations within India as long as it is a participating bank in the RBI's RTGS/NEFT system
Credit Card Payments - Having multiple credit cards and finding it tough to manage & pay the bills on time through Cheques? Now make all your Credit Card payments from the comfort of your home/office. You can now pay your credit card bills through NEFT.
Important Instructions:
The Funds transfer request made by 6 p.m. will be presented to RBI on the same day. The Funds transfer request made after 6 p.m. will be presented to RBI on the next working day.
On Saturdays, funds transfer request made by 12 pm. will be presented to RBI on the same day and funds transfer request made after 12 pm will be presented to RBI on the next working day.
Funds transfer request made on non- working days will also be presented to RBI on the next working day.
The actual time taken to credit the account depends on the time taken by the Payee's Bank to process the payment
The money will reach the Payee's bank within the time stipulated by the Reserve Bank of India.
HDFC Bank is not responsible for any charges / commission of any kind levied/charged by the Beneficiary Bank.
The maximum amount of funds that can be transferred per Cust ID per day is Rs 10 lacs
You would need to be registered for Third Party Funds Transfer service, in order to avail E-Monies- National Electronic Funds Transfer (NEFT) service to other Banks. In case you are not registered for the same, please click here to download the form and submit the duly filled form at your nearest HDFC Bank Branch. In case you are already registered for the service of Third Party Funds Transfer, this service will be made available to you automatically.

Please note : Click here for the directory of the Customer Facilitation Centres(CFC) of member banks for redressal of your NEFT- related complaints.



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