Verified by Visa/MasterCard SecureCode

Verified by VISA (VBV) / MasterCard SecureCode

Verified by Visa / MasterCard SecureCode is an easy and secure online payment service from HDFC Bank that enhances the security of any online purchase that you make.

With this service, you are protected against any unauthorized purchases from your Credit / Debit card even before it happens. All you have to do it confirm your identity with a unique password for every online purchase. Also, you can be reassured of the authenticity of the online store with the help of a personal assurance message.

Why Verified by VISA (VBV) / MasterCard SecureCode?

Enjoy enhanced security:

Prevent misuse of your Credit/ Debit Card
Transaction gets authorized only after authenticating your account every time

How does it work?

A very simple process:

Select the goods and services from the merchant's site
Enter your HDFC Bank Visa/MasterCard Card number
Confirm your personal message
Enter your password

Get Started

View how to register your Credit Cards

View how to register your Debit Cards

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What is Verified by Visa (VBV)/ SecureCode about?

Verified by Visa (VBV)/ MasterCard SecureCode is a service from Visa/ MasterCard and HDFC Bank that lets you shop online securely with your existing Visa/ MasterCard Debit and Credit cards.

Verified by Visa (VBV)/ SecureCode provides you with a password to protect your online transactions just like you use your PIN at the ATM.

Important note: Register for Verified By Visa (VBV)/ SecureCode for enhanced security and to avoid decline of your Credit/Debit Card internet transactions.

How to use Verified by Visa (VBV)/ SecureCode?

Select the goods and services you want from the merchant site and proceed to the payment page.
Enter your HDFC Bank Visa/MasterCard Card number and the online store will connect with HDFC Bank to check whether your card is secured with Verified by Visa (VBV)/ SecureCode.
HDFC Bank initiates a Verified by Visa (VBV)/ SecureCode pop up window on your computer screen that includes your personal message.
Look for, and confirm your personal message, then enter your password. HDFC Bank will then confirm your identity to the merchant.

How to register?

We understand your need for security while shopping with your HDFC Bank Card. That’s why we’ve taken security a level higher with Verified by Visa/ MasterCard SecureCode.

*Terms and Conditions apply.

Just follow few simple steps and register your Credit or Debit cards for additional security:

HDFC Bank Credit Card holders:

HDFC Bank Debit Card holders:

If you are a Visa Credit Card holder, then you can avail of the Verified by Visa service. Alternatively, if you are a MasterCard Credit Card holder, then MasterCard SecureCode is the service for you.

So register your HDFC Bank Credit/ Debit Cards for Verified by Visa (VBV) and MasterCard SecureCode and forget all your worries!

Register your Credit Card through the HDFC Bank website:

Click on "Register Now"
Click on "I Accept"
Enter your Credit Card number & the Credit Card Expiry Date
Enter ATM PIN or CVV2/DOB along with mobile no. & email id. Your mobile no. & Email id has to match with your details in our Credit Card records.
On submission of above details and subsequent validation, One time password (OTP) will be sent to registered mobile no & email id.
Enter the OTP received in the OTP field.
After validation you can create permanent password. Please enter your name, Shared secret, Login id and to choose the desired password. The password you create here can be used for performing secure online transactions on participating websites.
Submission of these details will complete the registration process.

Register your Credit Card while shopping online:

Select the goods and services you want from the VbV/ MSC store and proceed to the payment page.
Enter your HDFC Bank Card number and the online store will connect with HDFC Bank to check whether your card is secured with VbV/ MSC.
HDFC Bank initiates a VbV/ MasterCard SecureCode pop up window on your computer screen.
Enter the Credit Card no. & the Credit Card Expiry date
Enter ATM PIN or CVV2/DOB along with mobile no. & email id. Mobile no. & email id have to match with your details in our Credit Card records.
On submission of above details and subsequent validation, One time password (OTP) will be sent to registered mobile no & email id.
Enter the OTP received in the OTP field After validation you can create permanent password.
The password created can be used for performing secure online transactions on all participating websites.

Register your Debit Card through the HDFC Bank website:

Click on the link Netsafe/Verified by Visa/MasterCard SecureCode link
Click on ‘Register Now’
Click on ’I Accept’ after reading the Terms and Conditions
Enter your Debit Card number and expiry date
Enter your PIN number to proceed
Enter your details and create your login ID, password and personal assurance message or shared secret.

Your Debit Card is now duly registered for safe online transactions. You just need to enter the password every time you shop online.

Register your Debit Card while shopping online:

Select the goods / services you want to purchase from the Verified By Visa (VBV) / MasterCard SecureCode (MSC) enabled website and proceed to the payment page
Enter your HDFC Bank Debit number and the online store will check with HDFC Bank whether your card is registered for VBV / MSC
A VBV / MSC pop-up window will open on your computer screen
Enter your Debit number, Debit Card expiry date, PIN and your email ID Your ‘Login ID’ will be communicated to you on this email ID
Enter your details and create your password

We will then confirm your identity to the merchant and you can successfully complete your online shopping.

Have questions?

Can I get the benefit of Verified by Visa/ MasterCard SecureCode security at online stores that are not participating in the service?

No. you can only get the benefits of Verified by Visa/ MasterCard SecureCode at the participating online stores.

What are the other things that I need to keep in mind about the IVR Password using Verified by Visa/Mastercard Secure Code?

If you have provided 2 email IDs for our records, you need to enter any one of them for validation.

What will happen if I try to register again & generate an OTP within 2 hours?

You will get a pop-up message stating "Your earlier request is being processed. If you do not receive your OTP within 2 hours, please try again later". Only on expiry of the OTP generated through an earlier request, you can register again to generate a new OTP.

What is the validity of the IVR Password using Verified by Visa/Mastercard Secure Code?

The IVR Password is valid for 2 hours. If you do not use it within 2 hours of generation of IVR Password , it will expire. You will have to attempt registration again and use the new IVR Password . On expiry of IVR Password generated through the earlier request, you can attempt registration again to generate another IVR Password .

How long does it take for the IVR Password to get delivered using Verified by Visa/Mastercard Secure Code?

The IVR Password will get delivered instantly, in less than a minute. Please ensure that you also check your Spam, Junk and all other folders for the IVR Password mailer from HDFC Bank.

Have more questions, check our FAQs Section

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