SmartPay/SmartPay Online-Credit Card

SmartPay involves initiating a simple Standing Instruction on your Credit Card to ensure that you pay your bills on time every month. In addition, when you pay with your Credit Card you can enjoy a credit free period and Reward Points/CashBack depending on the Credit Card you have.

Apply Now for SmartPay

Why use SmartPay?

SmartPay is the smartest way to pay your utility bills using your Credit Card.

Get 5% CashBack* for the first 6 months of registration. No transaction processing fee.

Apply now


  • Simple registration process
  • Reminder alerts
  • Special discounts and offers

Know moreApply now

Get Started

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Login to NetBanking
Click on Cards Tab>Credit Cards>Transact>SmartPay Online

What are the benefits?

  • For all the fresh registrations happening from 01st January 2016 - 31st March 2016 customers will receive 5% cash back for first 6 months of registration. Maximum cash back of Rs 150/- per statement cycle.

    *Offer is applicable only for those who signup for SmartPay for the first time.

    CashBack gets posted in the following statement cycle of the transaction. SmartPay needs to be active at the time of cash back posting. If SmartPay is not active, cash back would not get posted.
  • Simple registration process
    You need to fill the application form and attach your latest self attested utility bill along with the form and send it to us. We will process the form and then inform you before paying your bills.Pls provide the correct biller details for processing the request.
  • Information alerts to keep you aware
    We send you SMS and email alerts to keep you informed about the status of your bills. You will be kept informed at every stage of your billing process. This is why we ask you to share your mobile numbers. It is mandatory for registration.
  • Set your own limit on payment of mobile bills
    We provide you with the option to pay as much as you want to pay. Set your limits for the maximum amount you want to pay on your mobile bills through SmartPay.
  • Special discounts and offers
    Enjoy special discounts and offers that are tailored to meet your needs. With us you can always expect more.

To read the Terms and Conditions Click here

What bills can I pay?

With SmartPay you can pay bills for the following companies:

Select the city/state below to know more.


What are the charges?

For all the registrations from Apr'15 to Dec'15 no processing fee will be charged.

Have questions?


Get Rs.250 CashBack and 5X Reward Points.Limited Period Offer. T&C apply.

Apply online

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