SmartPay/SmartPay Online-Credit Card

SmartPay involves initiating a simple Standing Instruction on your Credit Card to ensure that you pay your bills on time every month. In addition, when you pay with your Credit Card you can enjoy a credit free period and Reward Points/CashBack depending on the Credit Card you have.

Apply Now for SmartPay

Why use SmartPay?

SmartPay is the smartest way to pay your utility bills using your Credit Card.

Get 5% CashBack* for the first 6 months of registration and lifetime transaction fee waiver.

Apply now


  • Simple registration process
  • Reminder alerts
  • Special discounts and offers

Know moreApply now

Get Started

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Login to NetBanking
Click on Cards Tab>Credit Cards>Transact>SmartPay Online

What are the benefits?

  • For all registrations till 31st March 2015
    Eligible for 5% CashBack for the first 6 months of registration and lifetime transaction fee waiver.
    Maximum cash back of Rs.200/- per statement cycle

    *Offer is applicable only for those who signup for SmartPay for the first time.

    CashBack gets posted in the following statement cycle of the transaction. SmartPay needs to be active at the time of cash back posting. If SmartPay is not active, cash back would not get posted.
  • Simple registration process
    You need to fill the application form and attach your latest self attested utility bill along with the form and send it to us. We will process the form and then inform you before paying your bills.
  • Information alerts to keep you aware
    We send you SMS and email alerts to keep you informed about the status of your bills. You will be kept informed at every stage of your billing process. This is why we ask you to share your mobile numbers. It is mandatory for registration.
  • Set your own limit on payment of mobile bills
    We provide you with the option to pay as much as you want to pay. Set your limits for the maximum amount you want to pay on your mobile bills through SmartPay.
  • Special discounts and offers
    Enjoy special discounts and offers that are tailored to meet your needs. With us you can always expect more.

To read the Terms and Conditions Click here

What bills can I pay?

With SmartPay you can pay bills for the following companies:

Select the city/state below to know more.


What are the charges?

For those who register till 31st March 2015 there''s no transaction or registration charges for life time. Hence, you can set Standing instruction for all your bills and make hassle free payments at no extra cost.

Have questions?


Get Rs.250 CashBack and 5X Reward Points.Limited Period Offer. T&C apply.

Apply online