If you’re looking for a way to cut out the clutter, Register&Pay is the answer. That’s because with this service you can organize all your bills online, at your convenience.
Why use Register&Pay?
This easy payment option offers:
- Bill management
- Complete control
- Payment with your HDFC Bank Credit Card
For all the registrations happened till 30th Sep,2014 customers will receive 1% cash back for life time with a maximum cap of Rs 150 per statement cycle.
What are the benefits?
- No restriction on the number of added Billers
- All bills archived
- Reward points earned on your HDFC Bank Credit Card
What is Register&Pay?
Register&Pay is an extremely easy, safe way to centralise and view your bills.
Are you frustrated by piled-up physical bills, each with their own processes and payment dates? Have you had enough of tracking multiple utility bills while balancing your cheque book? With Register&Pay you really can do away with these hassles by viewing and paying your electricity, telephone, cellular and insurance accounts, all in one place. You can pay plenty of other bills too.
All you need is a HDFC Bank Credit Card. Complete the short registration, and you’re ready to go.
What are the charges?
- No Registration fee.
- For each payment transaction, there is a nominal fee of Rs. 10 (plus taxes)
What are the important things to know?
- Submit the correct bill details for registration.
- Payments can only be made for the list of billers mentioned.
- Only HDFC Bank Visa and Master Card will be accepted.
- Submit the correct bill details for registration so the biller can raise your bills.
- In the case of any disputes, the claimant will have to settle the matter with the utility company.
How to Register
Just create a one-time login account. Then you can continue to add and delete billers from the list provided.
When it’s time to make a payment, select the biller and enter the details required. You then check the amount due on your bill, and click on the payment option to make an automatic payment with your HDFC Bank Credit Card.
With Register&Pay, you can also make part or interim payments. It does depend on the terms of the individual billers, but consider how this could work for your cell phone account, for example. Just check the payment page of individual billers to assess the flexibility offered.
Are there any risks in using the Register&Pay facility?
It is your responsibility to ensure that all biller, payment and Credit Card details are accurate. If the details entered by you are incorrect, or not as per the terms specified by the biller, then even if your payments are successfully processed at Register&Pay the biller may reject them.
Can I stop a payment after it is made using Register&Pay?
HDFC bank cannot stop a payment after it has been processed. In this case you should contact your biller.
How are my Register&Pay payments processed?
Your payments are processed as soon as you enter your Credit Card details and click on the ‘Submit’ button. On submission, the service will send your Credit Card payment for authorization. A processing screen is displayed and you cannot cancel the payment at this stage.
You will normally receive an approved or declined response from your financial institution within 15 - 25 seconds.
If your payment is successful, you will be informed that your payment has been accepted. You will be given a payment identification number. If your payment is unsuccessful, the service will inform you why the financial institution has declined your payment.
Is there a size limit for payments using Register&Pay?
There is no limit. Just make sure you have sufficient free or unutilized credit on your HDFC Bank Credit Card, otherwise your transaction will not be authorised.
What are the risks I should be aware of when using Register&Pay?
It is your responsibility to ensure that all billers, payments and Credit Card details are accurate. If the details entered by you are incorrect or not as per the terms specified by the biller, then even if your payments are successfully processed at Register&Pay the biller may reject them.