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You are here: Personal Banking > Loans > Tractor Loans > FAQs         

Tractor Loan
Features & Benefits
Eligibility & Documents
Tractor Plus
Fees & Charges
FAQs
Tractor Loan
FAQs
If you have any queries that are not answered here, please call us or
write to us.

Who can avail of HDFC tractor loans?
Which tractors can be financed?
How much Finance Can I avail for?
Do I have the option of pre-paying the entire loan amount?
Do I need a guarantor?




Who Can Avail of HDFC tractor loans?
Both Farmers and non farmers can avail HDFC tractor loans. In case of a Farmer, a minimum of 3 acres agri land



Which tractors can be financed?
HDFC bank finances most of the tractor models manufactured by leading manufactures in India.
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How much finance can I avail of?
You can borrow up to 90% of the invoice value, subject to credit underwriting standards of the bank.
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Do I have the option of pre-paying the entire loan amount?
Yes. One can pre-pay the loan any time after 6 months of availing of the loan. One merely has to pay a small pre-payment fee on the outstanding loan amount.
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Do I need a guarantor?
Guarantor required in all cases except certain segments where additional collateral is offered such as agri land.
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