SmartDraft
is an unsecured overdraft facility offered to HDFC Bank's corporate
salary account holders. The facility operates in the form of additional
funds in the account, for use during short-term exigencies.
Our corporate salary account holders can avail of Overdraft facility
of up to 3 times* the salary.
Features & Benefits
Overdraft limit up to 3 times the salary*
Minimum documentation
No pre-closure charges
Easy-to-use and easy-to-pay
facility
Freedom to use limit through
Cheque book, ATM, online transfer, etc.
Interest payable on the
amount utilised
Credits in the account set-off utilisation
and help save interest
Easy documentation
Limit will be set on the existing account
Non EMI based facility
* Terms & Conditions Apply, credit at the
sole discretion of HDFC Bank
* SmartDraft Facility is available only for Select HDFC Bank Corporate Salary
Account Customers.
