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Personal Loans
Fees & Charges for Personal Loan
Description of Charges Personal Loan
Loan Processing Charges Upto 2% of the loan amount
Prepayment (upto 6 months of availing loan and until payment of 6 EMIs) No pre-payment permitted
Pre-payment charges(after 6 months of availing loan and after payment of 6 EMIs) 4% of the Principal Outstanding
No Due Certificate / No Objection Certificate (NOC) NIL
Duplicate no due certificate / NOC Rs 250/-
Solvency Certificate Not applicable
Charges for late payment of EMI @ 24 % p.a on amount outstanding from date of default
Charges for changing from fixed to floating rate of interest Not applicable
Charges for changing from floating to fixed rate of interest Not applicable
Stamp Duty & other statutory charges As per applicable laws of the state
Credit assessment charges Not applicable
Non standard repayment charges Not applicable
Cheque swapping charges Rs 500/- per event
Loan Re-booking charges / Re-scheduling charges Rs 1000/-
Loan cancellation charges Rs. 1000/-
Cheque Bounce Charges Rs 450/- per cheque bounce
Statement Charges (per statement)/ Repayment Schedule Rs 500/-
Legal / incidental charges At actual



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