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FAQs |
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If you have any queries that are not answered here, please call us or
write to us.
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Who can avail of HDFC Bank Used Car Loans?
We offer New Car Loans to the following:
- Salaried individuals in the age group of 21 to 60 years (at the end of the tenure)
- Self-employed individuals in the age group of 21 to 65 years (at the end of the tenure)
- Partnership Firms
- Public & Private Ltd. companies
- HUFs and Trusts
Please visit Eligibility & Documentation to know more.
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Which cars can be financed?
HDFC Bank finances most passenger cars and multi-utility vehicles manufactured by India's leading automobile companies.
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How much finance can I avail of?
You can borrow up to 90% of the invoice value. However, the minimum loan amount is Rs.50000.
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What are the tenure options?
The choice is yours. You can choose any repayment option from 12 to 84 months all specially designed to suit your requirements.
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How long will it take to process the loan?
Within 48 hours of completing documentation.
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Do I have the option of pre-paying the entire loan amount?
Yes. One can pre-pay the loan any time after 6 months of availing of the loan. One merely has to pay a small prepayment fee on the outstanding loan amount.
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If I don't have an account with HDFC Bank, can I still avail of loans?
Of course, you can get HDFC Bank Car Loans. You need not necessarily have an account with us.
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Do I need a guarantor?
Generally no. But if your income does not meet our credit criteria, then you may be required to have a guarantor to stand surety for your loan.
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So how do I get an HDFC Bank Car Loan?
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Just fill the Online Application Form and our representative will get in touch with you shortly.
Other Ways to apply :
*Conditions Apply
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