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You are here: Personal Banking > Loans > Loans Against Securities > Eligibility & Documentation         Hindi Version         Marathi Version

Loans Against Securities
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Loans Against Securities
Eligibility & Documentation
Eligibility Criteria

The eligibility criteria for Loan Against Securities are:
You must be a resident of India .On selected securities,loans can be given to Hindu Undivided Families, NRIs, companies, sole proprietorship or partnership firms(*Conditions Apply) .Loans cannot be given to minors,Trusts.
You can pledge securities from the Bank's approved list only.
  • Approved Demat Shares
  • Approved Mutual Funds(Equity,Debt,FMPs)
  • Gold ETF
  • NABARD's Bhavishya Nirman Bonds
  • RBI Bonds (8% Savings Bonds 2003 (Taxable))
  • Approved Life Insurance Policies issued by LIC.
  • Approved Life Insurance Policies issued by Select Private
         Insurance Companies .
  • National Savings Certificates(NSC).
  • Kisan Vikas Patra (KVP).
  • Gold Deposit Certificates.
  • Securities should be in the name of eligible borrowers (Securities in the name of minors, Trusts, partly paid up or shares in the name of individuals in companies of which they are Directors/ Promoters cannot be accepted).



    Documentation Required

    Proof of Identity
    Signature Proof
    Address Proof
    Audited Balance Sheet , Profit & Loss Account for latest two years and latest 2 years IT returns in case of Companies/Proprietorships/Partnership firms
    Please note that the loan is granted only for personal purposes. Loan Amount can not be used for speculative activities or any purpose linked to capital market activities or for any anti social purposes.All credit is at the absolute discretion of HDFC Bank.
      Apply Now
        Just fill the Online Application Form and our representative will get in touch     with you shortly.

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