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Get liquidity from your investments, without selling them.
With HDFC Bank's Loan against Securities,
you can get an overdraft against your securities like Equity Shares, Mutual
Fund Units(Equity,Debt,FMPs), Gold Exchange Traded Fund(ETF),NABARD's Bhavishya
Nirman Bonds,Policies issued by LIC & Select Private Insurance Companies,
NSC, KVP, UTI Bonds (ARS & US64 Bonds) and Gold Deposit Certificates, while
still retaining ownership. And the best part is that you can continue to enjoy
all your shareholder benefits such as rights, dividends and bonuses
Loan available to NRIs against Shares, Mutual Funds(equity,Debt,FMPs), US64 Bonds,Insurance Policies,NSC,KVP
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Features & Benefits |
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You can enjoy the benefits of your securities
and still avail a loan on the same.
- No EMIs
- No Post Dated cheques
- No Pre-payment charges
- Interest charged only on utilised amount.
- Exhaustive number of approved securities
- Upto 85% Loan
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Overdraft facility can be availed against
pledge of:
* The contribution of single scrip should not exceed
65% of the total portfolio value at any point of time during the tenure
of the account.Loan is sanctioned as per applicable internal policy
of the Bank. |
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Single Scrip Lending
- ending up to 40% of the value with any Depository Participant. (please
contact us to know the drawing power of the scrips) Click
here to know more. |
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Minimum loan amount: Rs. 50,000/- |
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Pay interest only on the amount outstanding
and only for the time you use it. |
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Interest is calculated on the daily
outstanding balance and debited to your account every month end. |
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Shares can be pledged from any Depository
(NSDL or CDSL) and any Depository Participant across the country. |
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For availing the overdraft facility,
the securities need not necessarily be in your name. |
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To receive the overdraft amount, a Current
Account with an overdraft limit is created in your name. This entitles
you to all the Current Account benefits like FREE
International Debit Card, FREE
PhoneBanking, FREE
NetBanking. |
Please note that the
loan is granted only for personal purposes. Loan Amount can not be used
for speculative activities or any purpose linked to capital market activities
or for any anti social purposes.All credit is at the absolute discretion
of HDFC Bank.
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Other Ways to apply :
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