| Description of Charges |
Ecbop Home Loan |
| Foreclosure charges |
No prepayments allowed in first 6 months
6 months - 5 years - 1.5% of original loan amount
5 years -10 years - 0.75% of original loan amount
> 10 years - No closure fee
For Gold Category
6 months - 5 years - 2% of original loan amount > 5 years - No
closure fee
eBOP customers :
Loan repaid from own sources - no FC charges
Loan repaid from other sources - regular FC charges. |
| Charges for late payment of EMI |
2% per month |
| Cheque swapping charges |
Rs 500/- |
| Bounce Cheque Charges |
Rs. 500/- |
| Duplicate Statement Charges (per statement) |
Rs 100/- per page, Maximum Rs 300/- |
| Issue of Duplicate Provisional Interest Certificate |
Rs. 300/- |
| Issue of Duplicate Interest Certificate |
Rs. 300/- |
| Duplicate Balance Certificate |
Rs. 300/- |
| Issue of Amortization Schedule (Duplicate) |
Rs. 300/- |
| Switch from Variable to Fixed |
Not Applicable |
| Switch from Fixed to Variable |
Not Applicable |
| Photocopy of Documents |
Rs. 500/- |