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Home Loan
- Home loans for individuals to purchase (fresh / resale) or construct
houses. Application can be made individually or jointly. HDFC finances
up to 85% maximum of the cost of the property (Agreement value + Stamp
duty + Registration charges) based on the repayment capacity of the
customer. |
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Home Improvement Loan
- HIL facilitates internal and external repairs and other structural
improvements like painting, waterproofing, plumbing and electric works,
tiling and flooring, grills and aluminium windows. HDFC finances up
to 85% of the cost of renovation (100% for existing customers) subject
to market value of the property.. |
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Home Extension Loan
- HEL facilitates the extension of an existing dwelling unit. All
the terms are the same as applicable to Home Loan. |
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Land Purchase Loan
- Be it land for a dream house, or just an investment for the future,
HDFC Land Purchase Loan is a convenient loan facility to purchase
land. HDFC finances up to 85% of the cost of the land (Conditions
Apply). Repayment of the loan can be done over a maximum period of
15 years. |
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Choose from Fixed Rate or
Floating Rate with options to structure your loan as Partly
Fixed or Partly Floating. |
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Flexible repayment options
to suit your individual needs. |
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Loan cover Term Assurance
Plan - HDFC Standard Life Insurance Company Ltd. offers an
insurance plan*, which is designed to ensure that life's uncertainties
do not affect your family's interests and your precious home. LCTAP
provides a lump-sum payment on the unfortunate demise of the life
assured.
This pure risk plan is designed in a way that the cover decreases
as you repay your home loan making it a low cost premium insurance
plan.
*Insurance is the subject matter of
solicitation. |
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Automated Repayment of Home
loan EMI - You can give us standing instructions to repay
your Home Loan EMIs directly from your HDFC Bank Savings Account,
thus, saving you the trouble of procuring, signing and tracking post-dated
cheques. |
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HDFC also offers In-house
scrutiny of Property documents for your complete peace of
mind. |
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Customer privileges
- If you are an existing HDFC Home Loan customer,
you can avail of other loans (such as Personal
Loans, Car
Loans, Two-wheeler
Loans and Loan
against securities) at lower interest rates. |
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