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Home Loan
- Home loans for individuals to purchase (fresh / resale) or construct houses. Application can be made individually or jointly. HDFC finances up to 80% of the cost of the property (including the cost of the land) based on the repayment capacity of the customer. |
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Home Improvement Loan
- The interiors of any home reflect the personal preferences and tastes of its owners making it imperative to constantly upgrade to keep up with changing times. HIL facilitates internal and external repairs and other structural improvements like Painting, Waterproofing and Roofing, Plumbing and Electrical Works, Tiling and Flooring, Grills, Aluminum Windows compound walls and much more. HDFC finances up to 85% of the cost of improvement. This is however subject to 80% of market value as assessed by HDFC. |
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Home Extension Loan
- HEL for adding more space to your existing home for meeting the requirements of your growing family be it an extra bedroom for your children, a reading room for yourself or a cozy coffee corner. It is easy to extend your home anyway you like. HDFC finances up to 85% of the cost of extension. This is however subject to 80% of market value as assessed by HDFC. |
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Land Purchase Loan
- Be it land for a dream house, or just an investment for the future, HDFC Land Purchase Loan is a convenient loan facility to purchase land. HDFC finances up to 80% of the cost /value of the land (Conditions Apply). Repayment of the loan can be done over a maximum period of 15 years. |
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Choose from Fixed Rate or
Floating Rate with options to structure your loan as Partly
Fixed or Partly Floating. |
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Flexible repayment options
to suit your individual needs. |
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Loan cover Term Assurance
Plan - HDFC Standard Life Insurance Company Ltd. offers an
insurance plan*, which is designed to ensure that life's uncertainties
do not affect your family's interests and your precious home. LCTAP
provides a lump-sum payment on the unfortunate demise of the life
assured.
This pure risk plan is designed in a way that the cover decreases
as you repay your home loan making it a low cost premium insurance
plan.
*Insurance is the subject matter of
solicitation. |
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Automated Repayment of Home
loan EMI - You can give us standing instructions to repay
your Home Loan EMIs directly from your HDFC Bank Savings Account,
thus, saving you the trouble of procuring, signing and tracking post-dated
cheques. |
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HDFC also offers In-house
scrutiny of Property documents for your complete peace of
mind. |
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Customer privileges
- If you are an existing HDFC Home Loan customer,
you can avail of other loans (such as Personal
Loans, Car
Loans, Two-wheeler
Loans and Loan
against securities) at lower interest rates.
*Conditions apply. All Home Loans from HDFC Ltd. Credit at sole discretion of HDFC Ltd |
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