| Description of Charges |
Gold Loan |
| Loan Processing Charges |
2.25% or Rs 750/-, whichever is higher |
| Valuation Fee |
Nil |
| No Due Certificate / No Objection Certificate (NOC)
|
Nil |
| Duplicate no due certificate / NOC |
Not Applicable |
| Solvency Certificate |
Not Applicable |
| Charges for late payment of loan amount |
2% p.a. as penal interest over and above applicable
rate of interest. |
| Charges for changing from fixed to floating rate
of interest |
Not Applicable |
| Charges for changing from floating to fixed rate
of interest |
Not Applicable |
| Stamp Duty & other statutory charges |
As per applicable laws of the state. |
| Credit assessment charges |
Nil |
| Non standard repayment charges |
Not Applicable |
| Outstation clearing charges |
Not Applicable |
| Cheque swapping charges |
Not Applicable |
| Loan cancellation / re-booking charges |
Not Applicable |
| Bounce Cheque Charges |
Not Applicable |
| Statement Charges (per statement) |
Not Applicable |
| Duplicate Repayment Schedule charges |
Not Applicable |
| Legal, Repossession & Incidental charges |
As incurred by the Bank. |
| Renewal Processing Fees |
Rs 500/- |
