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Gold Loans
Features & Benefits
Eligibility & Documents
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FAQs
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Gold Loans
FAQs
If you have any queries that are not answered here, please call us or
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What security do I need to provide to obtain this loan?
How much loan can I avail of?
How long will it take for me to get my loan?
What are the loan tenure options?
How do I repay my Gold loan?
Can I repay the loan earlier?
What are the benefits of having an Account with the HDFC Bank?




What security do I need to provide to obtain this loan?
To obtain the loan, your need to submit your gold jewellery at the branch. A valuation of your gold jewel will be conducted at the branch & based on the same loan will be granted to you.
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How much loan can I avail of?
You can avail of a loan from Rs 25,000/- to Rs 10,00,000/- depending on valuation of your gold jewel and ornaments. Jewel and ornament may belong to you or your family member.
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How long will it take for me to get my loan?
Once you submit your application form and supporting documents, we shall give approval within 1 hour provided everything is in order. All loan approvals are at the sole discretion of the bank.
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What are the loan tenure options?
You can repay your loan over a period of 6 to 12 months.
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How do I repay my Gold loan?
You pay the loan at the end of loan tenure. You do not have to go through hassle of servicing EMI every month.
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Can I repay the loan earlier?
You can choose to repay your loan anytime during the tenure of the loan.
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What are the benefits of having an Account with the HDFC Bank?
You get preferred interest rates, priority processing and simpler documentation if you have an Account with HDFC Bank. This is taken into account at the time of disbursal of the loan.
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    Other Ways to apply :     *Conditions Apply

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