| Description of Charges |
Gold Loan |
| Loan Processing Charges |
1% or Rs 100/-, whichever is higher |
| Valuation Fee |
Nil |
| No Due Certificate / No Objection Certificate (NOC) |
Nil |
| Duplicate no due certificate / NOC |
Not Applicable |
| Solvency Certificate |
Not Applicable |
| Charges for late payment of loan amount |
2% p.a. as penal interest over and above applicable rate of interest. |
| Charges for changing from fixed to floating rate of interest |
Not Applicable |
| Charges for changing from floating to fixed rate of interest |
Not Applicable |
| Stamp Duty & other statutory charges |
As per applicable laws of the state. |
| Credit assessment charges |
Nil |
| Non standard repayment charges |
Not Applicable |
| Outstation clearing charges |
Not Applicable |
| Cheque swapping charges |
Not Applicable |
| Loan cancellation / re-booking charges |
Not Applicable |
| Bounce Cheque Charges |
Not Applicable |
| Statement Charges (per statement) |
Not Applicable |
| Duplicate Repayment Schedule charges |
Not Applicable |
| Legal, Repossession & Incidental charges |
As incurred by the Bank. |
