| Description of Charges |
Express Loans Plus |
| Loan Processing Charges |
4% |
| Pre-payment charges |
4% (pre-payment is allowed only after 6 months) |
| No Due Certificate / No Objection Certificate (NOC) |
Nil |
| Duplicate no due certificate / NOC |
Rs 250/- |
| Solvency Certificate |
NA |
| Charges for late payment of EMI |
2 % per month on overdue principal |
| Charges for changing from fixed to floating rate of interest |
NA |
| Charges for changing from floating to fixed rate of interest |
NA |
| Stamp Duty & other statutory charges |
As per applicable laws of the state |
| Non standard repayment charges |
Nil |
| Outstation clearing charges |
NA |
| Cheque swapping charges |
Rs 500/- |
| Loan cancellation / re-booking charges |
Rs 1000/- |
| Bounce Cheque Charges |
Rs 450/- |
| Cheque Re-issuance Charges |
Rs 500/- |
| Statement Charges (per statement) |
Rs 500/- |
| Duplicate Repayment Schedule charges |
Rs 500/- |
| Legal, Repossession & Incidental charges |
At actuals |
