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Eligibility &
Documentation |
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Eligibility Criteria
Salaried Individuals including employees of Partnership / Proprietorship /
Private Limited Companies and Government cash salary employees:
- Minimum age of Applicant: 21 years
- Maximum age of Applicant : 60 years
- Minimum employment: 2 years employment in the same company and 3 years
total work experience
- Minimum Net Monthly Income : Minimum net monthly Income of Rs. 10,000/-
p.m. Salary has to be credited in the bank except in the case of Govt
cash salaried employees.
- Available in select cities
Documents required:
- Proof of Identity (Passport Copy/ Voters ID card/ Driving License/ Pan
card/ Credit Card with photo/ Company ID card of certain MNC/ Public Ltd./
PSU/ Govt. company/ Photo & signature attested by Bankers)
- Address Proof (Tel/elect. Bill/ Rental agr. / Passport copy/ Driving
License/ /Bank passbook)
- Bank account of the customer must be at least 6 months old.
- Latest salary slip / Form no 16 for Govt employees.
- Bank Statements (last 3 months bank statement /passbook). Bank account
of the customer must be at least 6 months old
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Eligibility Criteria
Self Employed (Individuals) - Filing I.T. Returns -
include self-employed - Sole proprietors, Partners & Directors in the Business
of Manufacturing, Trading or Services
- Minimum age of Applicant: 24 years
- Maximum age of Applicant at loan maturity: 60 years
- Minimum employment: 2 yrs in the same business
- Minimum Annual Income: Rs. 100,000/- p.a. ( Rs. 70,000 p.a. for select
cities)
- Available in select cities
Documents required:
- Proof of Identity (Passport Copy/ Voters ID card/ Driving Licence/ Pan
card/ Cr. Card with photo/ Ration card (If Photo is given) /Photo attested
by Bankers).
- Address Proof (Tel/elect. Bill/ Rental agr. / Passport copy/ Driving
License/ /Bank passbook)
- Bank Statements (latest 180 days (6 months) bank statement /passbook).
Age of Bank A/C should be 6 months.
- Last 2 years ITR along with computation of income/P&L/Balance Sheet.
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Eligibility Criteria
Self Employed (Individuals) - Shop keepers Not filing I.T. returns
- include Shopkeepers who are not filing ITRs but are having physical
shop with a Shops & Establishment Certificate or its substitutes **.
- Minimum age of Applicant: 26 years
- Maximum age of Applicant at loan maturity: 60 years
- Minimum stability in business to be > 3 yrs.
- Available in select cities
Documents required:
- Proof of Identity (Passport Copy/ Voters ID card/ Driving License/ Pan
card/ Credit Card with photo/ Company ID card of certain MNC/ Public Ltd./
PSU/ Govt. company/ Photo & signature attested by Bankers)
- Address Proof (Tel/elect. Bill/ Rental agr. / Passport copy/ Driving
License/ /Bank passbook)
**Shop License (Shop & Establishment Cert/ Trade
License/ Sales Tax Registration/ Service Tax Registration/ VAT registration)
- Bank Statements (latest 6 months bank statement /passbook). Age of Bank
A/C should be > 1 year.
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