| Description of Charges |
Personal Loan |
| Loan Processing Charges |
Upto a maximum 2% of the loan amount |
| Pre-payment charges |
Upto 4% of the Principal Outstanding |
| No Due Certificate / No Objection Certificate (NOC) |
NIL |
| Duplicate no due certificate / NOC |
Rs 250/- |
| Solvency Certificate |
Not applicable |
| Charges for late payment of EMI |
@ 24 % p.a on amount outstanding from date of default |
| Charges for changing from fixed to floating rate of interest |
Not applicable |
| Charges for changing from floating to fixed rate of interest |
Not applicable |
| Stamp Duty & other statutory charges |
As per applicable laws of the state |
| Credit assessment charges |
Not applicable |
| Non standard repayment charges |
Not applicable |
| Cheque swapping charges |
Upto Rs 500/- per event |
| Loan cancellation / re-booking charges / Re-scheduling |
Upto Rs 1000/- |
| Cheque Bounce Charges |
Upto Rs 450/- per cheque bounce |
| Statement Charges (per statement)/ Repayment Schedule |
Upto Rs 500/- |
| Legal / incidental charges |
At actual |
