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Home Loan
- Home loans for individuals to purchase (fresh / resale) or construct
houses. Application can be made individually or jointly. HDFC finances
up to 85% maximum of the cost of the property (Agreement value + Stamp
duty + Registration charges) based on the repayment capacity of the
customer. |
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Home Improvement Loan
- HIL facilitates internal and external repairs and other structural
improvements like painting, waterproofing, plumbing and electric works,
tiling and flooring, grills and aluminium windows. HDFC finances up
to 85% of the cost of renovation (100% for existing customers) subject
to market value of the property.. |
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Home Extension Loan - HEL facilitates the extension of an existing dwelling unit. All the terms are the same as applicable to Home Loan. |
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Land Purchase Loan
- Be it land for a dream house, or just an investment for the future,
HDFC Land Purchase Loan is a convenient loan facility to purchase
land. HDFC finances up to 85% of the cost of the land (Conditions
Apply). Repayment of the loan can be done over a maximum period
of 15 years. |
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Choose from Fixed Rate or Floating Rate with options to structure your loan as Partly Fixed or Partly Floating. |
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Flexible repayment options to suit your individual needs. |
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Loan cover Term Assurance Plan - HDFC Standard Life Insurance Company Ltd. offers an insurance plan*, which is designed to ensure that life's uncertainties do not affect your family's interests and your precious home. LCTAP provides a lump-sum payment on the unfortunate demise of the life assured.
This pure risk plan is designed in a way that the cover decreases as you repay your home loan making it a low cost premium insurance plan.
*Insurance is the subject matter of solicitation. |
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Automated Repayment of Home loan EMI - You can give us standing instructions to repay your Home Loan EMIs directly from your HDFC Bank Savings Account, thus, saving you the trouble of procuring, signing and tracking post-dated cheques. |
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HDFC also offers In-house scrutiny of Property documents for your complete peace of mind. |
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Customer privileges - If you are an existing HDFC Home Loan customer, you can avail of other loans (such as Personal Loans, Car Loans, Two-wheeler Loans and Loan against securities) at lower interest rates. |
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