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There is no bigger joy than being able to fulfill your child's dream. With the HDFC YoungStar Supreme you can fulfill your child's immediate and future needs. So tomorrow when your child needs your support you don't have to depend on anyone else. This plan provides valuable protection to your child if you are not around and gives you an outstanding investment opportunity to maximise your savings by providing you a choice of thoroughly researched and selected investments. This plan also gives Bumper Addition to the fund value at Maturity
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Features |
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Level of Protection: You can choose any amount of Sum Assured within a minimum of 5 times and maximum of 40 times of your chosen annual regular premium
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Flexible Benefit Payment Preferences: We also offer flexible payment preferences by letting you choose either of the two benefit payment preferences
1) Double Benefit
2) Triple Benefit |
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Choice of Funds: You can choose to invest in any of these 7 funds depending on your risk appetite:
1) Liquid Fund II
2) Stable Managed Fund II
3) Secure Managed Fund II
4) Defensive Managed Fund II
5) Balanced Managed Fund II
6) Equity Managed Fund II
7) Growth Fund II |
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Term Limits: The minimum term of the policy is 10 years and maximum term is 25 years |
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Age Limits: For Life Option, the minimum entry age is 18 years and maximum age is 65 years. The maximum age limit at Maturity is 75 years for Life Option. Bumper Additions: 50% of original annualised premium for 10 years term, 100% of original annualized premium for a term of 11 years and above |
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Benefits |
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You can customize the ideal plan for your child by choosing the premium you wish to invest along with the Sum Assured, depending on the level of protection required
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This plan gives you Bumper Addition to the fund value at Maturity. Your fund value will be augmented by addition of Bumper Addition, which is a percentage of your average annualised premium and which depends on the policy term chosen. |
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The Triple Benefit payment preference helps you secure your child's immediate and future needs. In case of your unfortunate demise, we will pay the Sum Assured to your child (Nominee). Your family need not pay any further premiums. We will pay 50% of all the future premiums at the original level towards your policy and 50% of the premiums will be paid to the Nominee as and when due, on an annual basis. In the long term, the key to building great maturity values is a low Fund Management Charge (FMC). We have a low FMC of only 1.25% per annum (of the fund's value) |
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You can choose to pay your premium as either Annually, Half-Yearly or Monthly depending on your convenience. You also have a range of convenient auto premium payment options |
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You can change your investment fund choices in two ways:
- Switching: You can move your accumulated funds from one fund to another anytime
- Premium Redirection: You can pay your future premiums into a different selection of funds, as per your need
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