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An elite plan for elite achievers, the HDFC Wealth Builder is crafted just for you. With a twin advantage of exclusive funds actively managed for you, and a choice of limited premium payment terms, it is an investment cum insurance plan designed to build your wealth. So you end up not only with financial protection to your loved ones, but also with your money building effortlessly. This plan also gives Bumper Addition to the fund value at Maturity.
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Features |
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Level of Protection: Your policy will have a fixed sum assured of 5 times your chosen annualised premium |
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Choice of Vantage Fund: You can choose this fund if you would like the investment manager to take decisions regarding reallocation between equity and debt funds when market conditions change |
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Premium Pay Term: Choice of premium payment term of 3 years or 5 years |
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Choice of Funds: Choice to invest in any of 4 funds depending on your risk and return appetite
- Income Fund
- Blue Chip Fund
- Opportunities Fund
- Vantage Fund
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Age Limits: If the premium pay term chosen is of 3 years then the minimum entry age is 18 years, the maximum age is 55 years and the maximum age at maturity is 65 years. If the premium term chosen is of 5 years then the minimum entry age is 18 years, the maximum age is 55 years and the maximum age at maturity is 70 years |
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Term Limits: If the premium term chosen is of 3 years then the term period will be of 10 years and if the premium pay term chosen is of 5 years then the term period will be of 15 years. |
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Accessing your Money: Your funds can be accessed on occurrence of any of the following events:
- 'On Maturity'
- 'On Death'
- On Surrender
- By Partial Withdrawal.
Please read the Product Brochure for more details. |
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Premium Limits: The minimum premium you need to pay for first three years is Rs. 2,50,000 p.a. There is no limit on maximum premium you can pay. |
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Benefits |
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This plan gives you
Bumper Addition to the fund value at Maturity. Your fund value
will be augmented by addition of Bumper Addition, which is a percentage
of your average annualised premium |
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This plan offers an excellent investment opportunity through choice of exclusive funds |
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This plan has a Fund Management Charge (FMC) of only 1.35% per annum (of the fund's value) |
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You can choose to pay your premium as either Half Yearly or Annually. You also have a range of convenient auto premium payment options |
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You can change your investment fund choices in two ways:
- Switching: You can move your accumulated funds from one fund to another anytime
- Premium Redirection: You can pay your future premiums into a different selection of funds, as per your need
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Disclaimer:
The name of the company 'HDFC Standard Life Insurance Co. Ltd.' & plan 'HDFC Wealth Builder" Form No is P501-64, UIN:101L054V01' do not, in any way, indicate the quality of the plan, its future prospects or returns. All Unit Linked Life Insurance Plans are different from traditional insurance plans & are subject to different risk factors. In 'HDFC Wealth Builder' plan the investment risk in your chosen investment portfolio is borne by you. Please acquaint yourself with the associated risks and the applicable charges from our Relationship Manager/Product Brochure/Policy Document of the insurer. This product is underwritten by HDFC Standard Life. For more details on the risks factors, terms & conditions please read the sales brochure carefully before concluding a sale. Registration No: 101.Certified Corporate Agent's License No. 933982.
Insurance is the subject matter of the solicitation.
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