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You are here: Personal Banking > Investments & Insurance > HDFC Unit Linked Pension Maximiser II         

Unit Linked Pension Maximiser II
Overview
Tax Benefits
Unit Linked Pension Maximiser II

The HDFC Unit Linked Pension Maximiser II is an insurance policy that is designed to provide a retirement income for life with the freedom to maximise your investment returns. Stride into your golden years of retirement with dignity and pride.
Features
The HDFC Unit Linked Pension Maximiser II gives you

An outstanding investment opportunity by providing a choice of thoroughly researched and selected investments
Bumper Addition of 10% of original single premium at vesting and on death
Provides a post retirement income for life
Gives you the flexibility to plan your retirement date

You can choose your premium and the investment strategy. We will then invest your premium, net of premium allocation charges according to your chosen investment strategy. At the end of the policy term, you will receive the accumulated value of your funds, which will be used to provide your pension income.

Benefits
The HDFC Unit Linked Pension Maximiser II benefits you in the following ways:
In the event of policyholder's unfortunate demise before the end of the policy term, HDFC Standard Life will pay the unitized fund value(and bumper additions, if any) to the nominee.
On the chosen vesting date, the policyholder will get the accumulated value of funds and bumper additions, if any.This fund value will be used to provide pension income. You can as per the prevailing government regulation
Take 1/3rd of the fund value as tax-free cash lump sum and purchase annuity with the balance amount.
Purchase annuity from HDFC Standard Life or any other insurer.

In this policy, the investment risk in investments portfolio is borne by the policyholder.

These insurance products are underwritten by HDFC Standard Life. The name of the company 'HDFC Standard Life Insurance Co. Ltd.' & plan 'HDFC Unit Linked Pension Maximiser II Form no. P501-52, UIN 101L040V01' do not, in any way, indicate the quality of the plan, its future prospects or returns. All Unit Linked Life Insurance Plans are different from traditional insurance plans & are subject to different risk factors. In HDFC Unit Linked Pension the investment risk in your chosen investment portfolio is borne by you. Kindly acquaint yourself with the associated risks and the applicable charges from our Relationship Manager/Product Brochure/Policy Document of the insurer.For more details on the risks factors, terms & conditions please read the sales brochure carefully before concluding a sale. Registration no 101.Certified Corporate Agent's License No. 933982.


Insurance is the subject matter of the solicitation.


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