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You have always ensures that your family gets the very best. Worrying about protecting your loved ones if something unfortunate were to happen to you, is natural. The emotional void cannot be filled, but financial insecurity can be avoided. With HDFC LOAN COVER TERM ASSURANCE PLAN, you can ensure that they live a life of respect and dignity in your absence.
This plan is specially designed to help your family repay the outstanding loan in case of your unfortunate demise.Go ahead then, blow your loan-worries away.
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Features |
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The HDFC Loan Cover Term Assurance Plan gives you:
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An ideal way to cover your home or any other loan liability in order to secure the financial future of your loved ones.
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Flexibility to choose the life cover to be paid to your family in case of your unfortunate demise.
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High cover at a very nominal cost plus an option of adding optional benefits to cover other eventualities.
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Choice of premium payment options - regular premium or a single one-time premium.
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Optional benefits based on your needs.
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Choice of taking the plan on a single life basis or a joint life (first claim) basis.
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Benefits |
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In case of your unfortunate demise or Critical Illness during the policy term, your nominee will receive the Sum Assured + any optional benefits due. This Sum Assured will be a decreasing percentage of the initial Sum Assured as the outstanding loan amount decreases as per the loan schedule, the cover under the policy also decreases as per the policy schedule.
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Since this non-participating (without profits) plan is a pure risk cover plan, no benefits are payable on survival of the insured life to the end of the term of the policy.
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The details mentioned above are indicative of the terms,
conditions, warranties and exceptions contained in the insurance policy. Please
refer to the product brochure and policy document for further details or else
contact our Relationship Manager at your nearest HDFC Bank Branch. HDFC Standard
Life Insurance Company Limited. HDFC Loan Cover Term Assurance Plan. Form
No. SN 06.UIN 101N 6V02.With Riders Accelerated Sum Assured Benefit UIN 101B010V01.This
product is underwritten by HDFC Standard Life.For more details on the risks
factors, terms & conditions please read the sales brochure carefully before
concluding a sale. Registration No: 101.Certified Corporate Agent's License
No. 933982.
Insurance is the subject matter of the solicitation.
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