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This Money insurance policy covers.
- Loss of money in transit caused by robbery, theft, or any fortuitous event.
- Loss of money from the insured's premises during business hours caused by theft or robbery.
- Loss of money from the insured's safe or strong room caused by theft or robbery.
The term money includes cash, bank drafts, currency notes, treasury notes, postal orders, money orders and postage stamps.
The loss of money in transit must occur whilst being carried by the insured or his authorized employee, that is, the employees named in the schedule.
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The policy can be extended to cover the following risks:
- Unnamed employees: The operative clause of the policy refers to employees named in the schedule. Often large corporations seek money insurance to cover unnamed employees. The policy can be extended to cover unnamed employees at an extra premium.
- Carriage of cash by contractor's employees: Often, corporations contract out the task of cash carriage. The policy can be issued to include carriage of cash by contractors' employees. Policies can be issued to cover only contractor's employees provided all cash carriage is contracted out.
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| The Policy does not cover loss or damage arising from |
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Any consequential losses of any kind. |
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Loss arising out of the infidelity of the insured or employees. |
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Loss of money from the insured premises where the money is not kept in a safe or strong room after business hours money carried under a contract of affreightment. |
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Loss of money from an unattended vehicle. |
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Loss in any way contributed to by the insured. |
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Loss caused by AOG perils. |
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| The details furnished above do not constitute the entire terms and conditions. For more details on the policy, please visit our office nearest to you. Our executives will be pleased to furnish further details. |
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HDFC Bank is the Certified Corporate Agent for Bajaj Allianz Gen. insurance Co. Ltd. and nothing contained on the Website shall constitute or be deemed to constitute an advice, an offer to purchase or an invitation or solicitation to undertake any activity or enter into any transaction relating to the Gen. Insurance Products. Participation by all HDFC Bank customers is voluntary.
Insurance is the subject matter of the solicitation.
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