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General & Non Life - Health Guard
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General & Non Life - Health Guard
It is rightly said ‘Health is Wealth’. We are all aware that health care costs are high and getting higher. At times, unfortunately we fall prey to unanticipated accidents & illness. HDFC Bank in partnership with Bajaj Allianz offers Health Guard policy that takes care of your hospitalisation expenses & also offers a wide coverage of pre & post hospitalisation expenses.

Health Guard is suitable to everyone looking for an Ideal Medical Cover!! What’s more, the sooner you start a Medical Plan, better it is for you!!

What it Covers
10 lacs coverage available from 3 months up to 55 years*
Cashless facility at over 2500 hospitals across India
Pre and post - hospitalisation expenses covers relevant medical expenses incurred 60 days prior to and 90 days after hospitalisation
10% co- payment applicable if treatment taken in non-network hospitals. Waiver of co-payment is available on payment of additional premium
Pre-existing diseases- covered after 4 years continuous renewal with Bajaj Allianz

*Conditions Apply
 
Key Benefits:
No tests required up to 45 years up to SI 10 lacs*
Cumulative bonus of 5 % is added to your sum assured for every claim free year
Family discount of 10 % is applicable
Covers ambulance charges in an emergency subject to limit of Rs1000 /-
Income tax benefit on the premium paid as per section 80-D of Income Tax Act as per existing IT law
Health Check up for maximum amount of Rs. 1000 at the end of continuous four claim free years
 
Other Benefits
In-house Health Administration Team of BAGIC for hospitalisation claims to lower turn around time and hassle free claim process
In built E-opinion cover for SI 5 lakhs & above
Access to over 2500 hospitals all over India for cashless facility
The member can opt for hospitals besides the empanelled ones, in which the expenses incurred by him shall be reimbursed within 14 working days from submission of all documents
No Sub-limits applicable on room rent and other expenses
Policy can be renewed up to 70 years*
HDFC Bank is the Certified Corporate Agent for Bajaj Allianz Gen. insurance Co. Ltd. and nothing contained on the Website shall constitute or be deemed to constitute an advice, an offer to purchase or an invitation or solicitation to undertake any activity or enter into any transaction relating to the Gen. Insurance Products. Participation by all HDFC Bank customers is voluntary.

Insurance is the subject matter of the solicitation.

*Conditions Apply

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Make your child's dreams come true by investing in a plan that fetches a lump sum.