FEATURES

Personalised service


At HDFC bank it is our endeavour to nurture a truly personal relationship with you. Your Relationship Manager will cater to all your banking and financial services needs. So, whether you need an urgent Personal Loan or a Forex card for your international travel, you can trust your Relationship Manager to get the job done.

Relationship pricing


Up to 50% off on Processing fees for Loans for Preferred Banking customers* 

Get special prices on a wide range of products including forex, demat, trading and locker.

​​​​​​​*Terms and conditions apply.
 

Save with waivers on many charges such as free balance enquiries and cash withdrawals at non-HDFC Bank ATMs 


Exclusive Lifestyle Privileges


HDFC Bank Premium Credit Card:
Access one of the most premium range of HDFC Bank Credit Cards which include features such as accelerated reward points, multiple payment channels, fuel surcharge waivers and more.
To check your Credit Card Offer, Click Here.


HDFC Bank Preferred Platinum Chip Debit Card: 
Enjoy the exclusive Preferred embossed Platinum Chip Debit Card at nil annual charge with enhanced features.


Preferred Speak:
Get product offers and investment insights with the exclusive monthly e-newsletter for Preferred Customers.


Combined Monthly SmartStatement: 
You will receive a combined SmartStatement by email every month. Your monthly statement will provide you with transaction details of all your Savings accounts, Current accounts, and Fixed Deposits for which you are the principal account holder.


Banking & Digital Convenience


  • HDFC Bank Branch Network and HDFC Bank ATM Network
  • Digital convenience with NetBanking (200+ transactions), MobileBanking (120+ transactions) and more
  • Great discounts and CashBack with PayZapp Mobile App, a complete payment solution which gives you the Power to Pay in One Click
  • Compare and get the lowest prices when you shop or book travel on SmartBuy, an online portal
  • Banking Convenience: HDFC Bank Branch Network and HDFC Bank ATM Network​​​​​​​

Family Benefits


To add to your delight, the features & benefits that you enjoy as a Preferred Banking customer, can be extended to your family members as well. Just speak to your Preferred Relationship Manager to add the accounts of your immediate family members to your group3.

My Account My Choice:

This unique feature provides you the facility of choosing your own account number. It can be your wedding anniversary date,  mobile number or any other number of your choice.

Eligibility Criteria:
This feature is available to all the new Preferred Banking Programme customers with initial funding of Rs 5,00,000 for Savings Accounts and Rs 10,00,000 for Current Accounts.

Banking Solutions for your Business


Comprehensive Business solutions such as Loan Against Property , Loan Against Rent Receivables, Working Capital, Cash Management Services, E – net, Trade Services, Merchant Point of Sale ( POS : Point of Sale ) Terminals, Internet Payment Gateway and Corporate Salary Accounts.

Customized Investment Solutions


Comprehensive Investment solutions include tax efficient investment avenues, trading in equities through HDFC Securities Trading account, convenient tax payment options; all under one roof.

Special Demat Value Plan:

Step up your investments, with our exclusive Demat & Trading Plan, Trade for free - Get 12L of Free cash volume (upto 90 days) Delivery brokerage (post free volume) - 0.15% with Demat AMC Free (on 1 txn p.a). Check out more details on our Special Demat Value Plan.

​​​​​​​Please contact your Relationship Manager to avail the preferential rates.

Preferred Banking Helpline


Jump to the fast lane through our dedicated phone bankers

  • Toll free number  : 1800 266 3310
  • Servicing Window : 8 am to 8 pm

Note


All Features and Benefits are subject to HDFC Bank Programme Terms and Conditions:

1. Loan is extended at sole discretion of HDFC Bank limited and is subject to documentation and verification as per Banks requirement.

2. Card issuance is subject to internal bank policy.

3. Up to 8 immediate family members can be grouped together.​​​​​​​
​​​​​​​    Immediate Family members are defined as:
  - Spouse – Husband, Wife
  - Linear Ascendants – Parents of the Group Id
  ​​​​​​​​​​​​​​- Linear Descendants – Children

4. Promotional Offers for New Demat & Trading A/c Opened effective 1st Aug'23


ELIGIBILITY

FEES & CHARGES