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FAQs

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Two Wheeler Loan

In which other ways can I get in touch with the bank for details on Two Wheeler Loans?

You can Call us or Visit our branch. Alternatively, for more details on our Two Wheeler Loans, SMS to 5676712 or write to tw.support@hdfcbank.com.

How long will it take to process the loan?

The loan gets processed within 48 hours of completing documentation.

What is Grahak Seva Kendra?

Our Grahak Seva Kendra addresses your queries pertaining to Two-Wheeler Loans.

Contact our Grahak Seva Kendra on 020-39401010 between 10:00 AM and 05:30 PM from Monday to Friday, and 10:00 AM and 01:30 PM on Saturday.

Alternatively you can also contact our PhoneBanking number for customer support.

What are the Conditions in which Form-35 is withheld/ not-issued by the Bank?

  • Copy of RC Book is not submitted
  • The same vehicle is encumbered to the Bank for any other loan facility
  • Any notice from a competent authority restraining the Bank from release of hypothecation
  • If there are existing any over dues, direct or otherwise, in your name

Do I have the option to pre-pay the entire loan amount?

Yes, you can pre-pay the loan any time after six months of availing of the loan at a nominal charge.

How much finance can I avail of?

The minimum loan amount is Rs. 7,000 and the maximum is Rs. 1 Lakh. But you can borrow up to 85% of the ORP depending on the model.

How much time will it take to change the mode of repayment/ account for repayment of my loan?

It will take 25 working days to activate the revised instructions. In case your next instalment falls due prior to the said date, instruction already lodged with us will be presented for payment.

What will be done with the post-dated cheques if I request to change the mode of repayment/ account for my loan?

Post-dated cheques / security cheques submitted earlier will be dispatched to your mailing address within 15 days provided the revised instructions are verified and found to be in order.

How should I apply for a duplicate NOC/ closure letter?

We request you to visit our nearest Retail Asset Branch along with the written request for duplicate No Objection Certificate (NOC) and your photo identity proof.

This service is charged @ Rs.500.00 per request for NOCs, for removal of hypothecation, and Rs. 250.00 for closure letter for a personal/business loan.

You may refer the charges details by clicking here

You need to submit the cheque favouring "HDFC Bank Ltd. Loan A/c - XXXX" at the nearest Retail Asset Branch.

What are the charges I have to pay to change the mode of repayment/ account for my loan?

A service charge of Rs.500.00 is applicable to swap to the ECS or PDC facility. You can pay a separate cheque / DD for Rs. 500 favouring your HDFC Bank Ltd. <Loan Account Number> for the required charges.

If I don’t have an account with HDFC Bank, can I still avail of loans?

Yes, you can get an HDFC Two Wheeler Loan. You need not necessarily have an account with us.

Do I need a guarantor?

No, but in case if you don't meet the Bank's norms then you may be required to have a guarantor surety. A guarantor becomes a co-endorser and assumes liability in event of default. To stand surety for your loan.