| Description of Charges |
Platinum Plus Credit Card |
| Interest Free Period |
Upto 50 days |
| Minimum Repayment Amount |
5% subject to a minimum of Rs 200 |
| Cash Advance Limit |
50% of credit limit |
| Joining Fee |
Rs. 1000 |
| Annual Fee |
Rs. 3999 |
| Additional Card fee |
Free |
| Charges On revolving Credit |
3.15% P.M., 37.8% Annually - from Transaction date # |
| Cash Advance Charges |
2.5% on amount withdrawn or Rs 300/- whichever is higher. |
| Petrol Transaction Charge |
NIL |
| Railway Ticket Purchase Fee |
Rs 30 + 2.5% of transaction amount |
| Reissue of Lost, Stolen or Damaged Card |
Rs. 100 |
| Late Payment Charges |
Late Payment Charges - Nil for Credit card bills upto Rs.100,
Rs.100 for credit card bills between Rs.100 and Rs.500, Rs.350 for
credit card bills between Rs.501 and Rs.10000, Rs.500 for credit card
bills between Rs.10001 and Rs.20000 and Rs.600 for credit card bills
above Rs.20000. |
| Charges on overlimit account |
2.50% of overlimit amount subject to a minimum of Rs 500 |
| Outstation Cheque Processing Charge |
Rs. 100 |
| Balance Transfer Processing Charge |
Rs. 100 |
| Balance Transfer on EMI processing Charges |
1.5% of BT amount or Rs 150 whichever is higher |
| Retrieval Fees ( Chargeslip) |
Rs. 125 per Chargeslip |
| Foreign Currency Transactions |
Bank Charges Cross currency mark-up of 3.5% |
Cash Processing Fees
(With effect from 1 May 2007) |
Rs 50 per payment on cash deposits at HDFC Bank branches/ATMs.
Card accounts levied with Late Payment Charges in the latest generated statement will be exempted from the cash processing fee. |
| Service Tax |
Applicable on all fees, interest and other charges |
