| Description of Charges |
Platinum Plus Credit Card |
| Interest Free Period |
Upto 50 days |
| Minimum Repayment Amount |
5% subject to a minimum of Rs 200 |
| Cash Advance Limit |
40% of credit limit |
| Annual / Renewal Fee |
Rs. 399 |
| Spend condition for waiver of annual charges |
1st year fee waiver condition:
Rs. 15,000 retail spends in 1st 3 months from the card setup date.
Renewal fee (2nd year onwards) waiver condition:
Rs.50,000 retail spends in 12 months from card renewal date. |
| Additional Card fee |
Life time free |
| Charges On revolving Credit |
3.15% P.M., 37.8% Annually - from Transaction
date |
| Cash Advance Charges |
2.5% on amount withdrawn or Rs 300/- whichever
is higher. |
| Petrol Surcharge |
Waived for transactions between Rs 400-5000 |
| Railway Ticket Purchase Fee |
Rs 30 + 2.5% of transaction amount |
| Reissue of Lost, Stolen or Damaged Card |
Rs. 100 |
| Late Payment Charges |
Late Payment Charges - Nil for Credit card bills
upto Rs.100, Rs.100 for credit card bills between Rs.100 and Rs.500,
Rs.350 for credit card bills between Rs.501 and Rs.10000, Rs.500
for credit card bills between Rs.10001 and Rs.20000 and Rs.600 for
credit card bills above Rs.20000. |
| Charges on overlimit account |
2.50% of overlimit amount subject to a minimum
of Rs 500 |
| Payment return Charges |
2% of payment amount subject to minimum of Rs.
300 |
| Outstation Cheque Processing Charge |
Rs. 50 per instrument |
| Balance Transfer / Balance Transfer on EMI Processing
Charges |
3% of BT on EMI Amount or Rs. 250 whichever is
higher |
| Retrieval Fees ( Chargeslip) |
Rs. 125 per Chargeslip |
| Foreign Currency Transactions |
Cross currency mark-up of 3.5% |
Cash Processing Fees
|
Rs 50 (for all card payments made by depositing
in HDFC Bank branches or ATMs) |
| Service Tax |
Applicable on all fees, interest and other charges |
