Up to 5% cashback on air/ rail ticketing
5% Cash back on domestic air ticket bookings through domestic airline websites or rail ticket bookings through irctc.co.in if your statement balance for that month is above Rs 25000.

Note: You can earn upto Rs 1000 as cashback in a month. The applicable cashback will be credited to your card account within 60 days from the billing date of these transactions.

Attractive Reward Points 
Earn 2 reward points per Rs 150 spent on the Gold Credit Card. The reward points for air and rail transactions earning cashback will be reversed.

Rewards points redemption 
After earning all those reward points on your HDFC Bank Gold Credit Card, redeem them for exciting gifts and services! You could even convert them to airline miles with India's leading airlines through the MyRewards programme.

Worldwide acceptance 
Accepted at over 23 million Merchant Establishments around the world, including 110,000 Merchant Establishments in India.

Revolving credit facility # 
Pay a minimum amount, which is 5% (subject to a minimum amount of Rs.200) of your total bill amount or any higher amount whichever is convenient and carry forward the balance to a better financial month. For this facility you pay a nominal charge of just 3.25% per month (39.0% annually).

Free Add-on card 
You can share these wonderful features with your loved ones too - we offer the facility of an add-on card for your spouse, children or parents. Allow us to offer add-on cards to you FREE OF COST with our compliments.

Interest free credit facility  
Avail of up to 50 days of interest free period from the date of purchase (subject to the submission of the charge by the Merchant).

Lost Card Liability 
In case you lose your card, intimate us immediately. If any fraudulent transactions happen after you have intimated us, you are fully absolved of any liability on those transactions up to Rs. 2.00 lacs.

Please click here for some FAQs about the HDFC Bank Gold Credit Card