| Description of Charges |
Senior Citizens Account |
Minimum Balance (Average Quarterly Balance)
|
Rs. 2,500 (Urban/Semi-urban)
|
| Charges on non maintenance thereof |
Rs.250/- per quarter |
| Cheque Book |
| PAP chequebook Free - issued by default 25 leaves Free per calendar quarter. |
| Rs. 5 per leaf on non maintenance of Min balance |
|
| PAP Cheque book |
Upto Rs. 50,000 pm - No charges, Above Rs. 50,000 - Re. 1/- per 1000 on full amount. |
| Account Statements - Free |
Monthly statements sent by post |
| Issue of duplicate / adhoc statements |
Rs.100 at Branch, Rs.50 per statement through Phonebanking (Non-IVR) & ATM, Rs.30 per statement through Netbanking, Phonebanking (IVR), & Mobilebanking. |
Hold Statement
|
Rs. 400 per year |
| Passbook issuance* |
Free |
| Duplicate passbook issuance* |
Rs 100/- |
Managers Cheques/Demand Drafts- Issuance/Re-issuance - On HDFC Bank Locations
|
| DD request through Branch |
| Upto Rs. 10,000 |
Rs. 40 (Senior Citizens / Individuals in Rural areas)
Rs. 30 through Phonebanking |
Above Rs.10,000 & upto Rs. 50,000
|
Rs. 60 (Senior Citizens / Individuals in Rural areas)
Rs. 30 through Phonebanking
**Only DD amount upto Rs 100,000 for Preferred & Rs 50,000 for other customers accepted at Phonebanking |
Above Rs. 50,000 & upto Rs. 1 Lakh
|
Rs. 2.50 per 1000 or part thereof (Min Rs. 150) |
Above Rs. 1 Lakh
|
Rs. 2 per 1000 or part thereof (Min Rs. 250 & Max Rs. 5000) |
| DD request through Netbanking |
| Upto Rs. 1 Lakh |
Rs .30+(Corr. Bank charges if applicable) |
| Third party DD* upto Rs. 1 Lakhs |
Rs .30+(Corr. Bank charges if applicable) |
| (*Third Party Registration required.Customers registered for Third Party Transfers have a maximum limit of 5 lacs per cust id and hence can issue multiple DDs of 1 lacs upto 5 lacs and send it to the benefiacry address) |
|
Managers Cheque/Demand Drafts - Cancellation / Revalidation
|
Rs. 40 (Senior Citizens / Individuals in Rural areas) |
| Demand Drafts- Issued - On Non HDFC Bank Locations |
| Rs. 50 plus charges as outlined below: |
| Upto Rs. 500 |
Rs. 10 |
| Above Rs. 500 to Rs. 1000 |
Rs. 15 |
| Above Rs. 1000 to Rs. 5000 |
Rs. 25 |
| Above Rs. 5000 to Rs. 10,000 |
Rs. 30 |
| Above Rs. 10,000 to Rs. 1 Lakh |
Rs. 3 per 1000 or part thereof |
| Above Rs. 1 Lakh |
Rs. 6 per 1000 or part thereof (Min Rs. 300) |
|
| Cheque Collection - Local Clearing Zone |
Free |
| Collection of outstation cheques - our bank locations |
| Cheques drawn on metro/non-metro cities (Branch Locations) |
| Cheque value Rs. 0 to Rs. 500 |
No Charges |
| Cheque value Rs. 501 & above |
Re. 1 per 1000 (Min Rs. 50) |
| * Credit on receipt of clear funds |
|
| Collection of outstation cheques - other locations |
| Cheques (MICR) drawn on non-branch locations with correspondent bank tie-up - 0.40% (Min Rs. 50) |
| Cheques drawn on non-branch locations with no correspondent bank tie-up/non-MICR cheques - 0.65% + Rs. 25 (Min Rs. 50) |
| * Credit on receipt of clear funds |
|
| Cheque return charges drawn on us - Local |
| Due to insufficient funds - Rs. 350 |
| Due to Technical reasons - No charge |
| Rs. 400 on non-maintenance of Min balance |
|
Cheque return charges drawn on us deposited in other locations
|
Rs. 75 |
| Cheques deposited - outward |
| Rs. 50 |
| Rs. 100 on non maintenance of Min balance |
|
| Balance Enquiry - at Branch |
Free |
| Balance Certificate |
Current year - Free, Previous year - Rs. 250 |
| Interest Certificate |
Rs. 50 |
| TDS Certificate |
Free |
| Account Closure |
Upto 14 days - No charge
15 days upto 6 months - Rs 100/-
Above 6 months - No charge |
| Photo Attestation |
Rs. 50 |
| Signature Attestation |
Rs. 40 (Senior Citizens / Individuals in Rural areas) |
| Address Confirmation |
Rs. 50 |
| Stop Payment Charges |
Particular Cheque - Rs. 50 (Free through Phonebanking), Range of Cheques - Rs. 100 (Free through Phonebanking) |
| Cheque status per instance |
Rs. 25 |
| Standing Instructions |
Setting up Rs. 150, Rs. 25 per transcation plus remittance charge |
| Unarranged overdraft |
NA |
| Cash Delivery (in select cities) |
Rs. 50 per delivery subject to max value of Rs. 1 Lakh |
| Old records/copy of paid cheques |
Upto 1 year - Rs. 50 per record, Above 1 year - Rs. 100 per record |
| Activation of dormant account |
No charges |
| Branch transactions |
| Free |
| 3 free in the qtr & Rs. 60 per additional transaction on non-maintenance of Min balance (cash deposit/withdrawal) |
|
| Interbranch transactions through teller counters - Funds Transfer |
Free |
Self/Third party cash transactions at non-home branches through teller counters
|
Upto Rs. 50,000 - per day Free. Above Rs. 50,000 - Rs. 2.90 per 1000 on the full amount |
| Third party cash transactions at home branch through teller counters |
Free of charge |
| Local Cheque deposited for outstation accounts |
No Charge |
| Phonebanking - IVR |
Free |
| Phonebanking - Non IVR |
| Free |
| Rs. 50 per call on non maintenance of Min balance for transactions that are available on IVR but are done through the PhoneBanking executive. |
|
| ATM Card |
Free |
| ATM Card - Replacement charges |
Rs. 100 (plus taxes) |
ATM Card - Transaction charge for Partner banks - SBI & Andhra Bank
|
Balance enquiry: Free
& Rs.17.80 (plus taxes) per cash withdrawal |
ATM Card - Transaction charge for Non-Partner banks
|
NA |
| Debit Card - Annual Fee - Regular |
Free for life time for 1st applicant
Rs.100 per year (plus taxes) for other applicants |
| Debit Card - Annual Fee - Gold |
Rs. 500 per year (plus taxes) for all applicants |
| Debit Card - Annual Fee - Women's Card |
Free for lifetime for 1st applicant
Rs. 100 per year (plus taxes) for other applicants |
| Debit Card - Renewal Fee - Regular |
Free for lifetime for 1st applicant
Rs. 100 per year (plus taxes) for other applicants |
| Debit Card - Renewal Fee - Gold |
Rs. 500 per year (plus taxes) |
| Debit Card - Renewal Fee - Women's Card |
Free for lifetime for 1st applicant
Rs. 100 per year (plus taxes) for other applicants |
| Debit Card - Replacement charges |
Replacement of a damaged card - No charges & Replacement of a lost card - Rs. 100 (plus taxes) (for all card types) |
Debit Card - Transaction Charge - HDFC Bank ATMs
|
Free |
Debit Card - Transaction Charge - Non HDFC Bank Domestic ATMs
|
3 Free cash withdrawal transactions per month on any other bank ATM. Above 3 transactions :
- Rs.17.80 (plus taxes) per cash withdrawal
|
Debit Card - Transaction Charge - Non HDFC Bank International ATMs
|
Rs. 15 per balance enquiry & Rs. 110 per cash withdrawal (plus taxes) |
| PIN regeneration charge |
Rs. 25 (plus taxes) |
Decline charge for insufficient balance
|
Transactions declined at other Bank ATMs anywhere in the world or at a Merchant outlet outside India due to insufficient funds will be charged at Rs. 25 per transaction (plus taxes) |
| Add-on Debit Card - Regular |
Rs. 100 per year (plus taxes) - One add-on card free for the first year |
| Add-on Debit Card - Gold Card |
Rs. 500 per year (plus taxes) |
| Add-on Debit Card - Women's Card |
Rs. 100 per year (plus taxes) |
| BillPay |
Rs. 25 (plus taxes) per qtr per Customer ID |
| InstaPay |
Rs. 10 (plus taxes) per transaction |
| InstaAlert |
Free |
| Visa Money Transfer |
Rs. 20 (plus taxes) per transaction |
| EFT Charges - Inward |
NIL |
| EFT Charges- outward |
NIL |
| RTGS - Outward |
Rs. 0.25 per 1000 per transaction (Min Rs. 50, Max Rs. 1000) (plus taxes) |
| RTGS - Inward |
NIL |
| Mobilebanking |
NIL |
| Netbanking |
Free |
| ECS (Debit) Return charges |
Rs. 200 (plus taxes) |
